Jackson County property record for 17 Laurel Dr, Sapphire, NC 28774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $410,000 (Nov 2024) |
| Tax Bill | $1,555 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 8502-11-2639 |
| Primary APN | 8502-11-2639 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,564 sqft Heated Area |
| 1st Floor Area | 1,564 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 17 LAUREL DR |
|---|---|
| City | SAPPHIRE |
| State | NC |
| Zip | 28774-9610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 35 UN 2 HOLLY FOREST |
| Legal Subdivision | HOLLY FOREST |
| Legal Lot Number | 35 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950900 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 2099 BONNIE ST, BOCA RATON, FL 33486-3109 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on Record |
| Deed Sale | Nov 22, 2024 · Amount on Record |
| Prior Sale | Feb 9, 2005 · Amount on Record |
| Deed Book / Page | 2388 / 1451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Apr 30, 2026 |
| Property Address | 17 LAUREL DR, SAPPHIRE, NC 28774-9610 |
| Document Number | 2419000517 |
| Book / Page | 2419 / 517 |
| Instrument Date | Apr 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 2099 BONNIE ST, BOCA RATON, FL 33486-3109 |
| Document Number | 2419000517, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 2419/517 |
| Name | TD BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $409,433 (-) Land $22,500 Building $386,933 | |
| 2025 | $1,555.00 (+62.15%) | $409,433 (+62.09%) Land $22,500 Building $386,933 |
| 2023 | $959.00 | $252,600 Land $25,000 Building $227,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 7 (1994–2024) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
May also be available: Comporium, T-Mobile, Verizon, Vyve Broadband.
5G (outdoors only) and 4G LTE
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