18 Laurel Ave, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 18 Laurel Ave, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 634 sqft · built 1947
Lot Size	0.053 acres (2,304 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Feb 2026)
Tax Bill	$1,337 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2026 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10039`

Property Details

APN / Parcel Number

Primary APN	`10039`
Alternative APN	`STER M:00175 L:00039`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	634 sqft Living Area
Gross Area	762 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Rustic
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,304 sqft (0.053 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10039
Street Address	18 LAUREL AVE
City	STERLING
State	MA
Zip	01564-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Lot Number	39
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4039
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 LAUREL AVE, STERLING, MA 01564-2806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Feb 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Feb 3, 2026	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Oct 29, 2025	Foreclosure
Jan 31, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Jul 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	Oct 29, 2025 · Amount on Record
Deed Book / Page	73158 / 381
Prior Transfer Date	Oct 9, 2025
Prior Transfer Doc	072749-274
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	18 LAUREL AVE, STERLING, MA 01564-2806
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070298-350
Date	Mar 19, 2024
Book Page	70298/350
Instrument	19559

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	18 LAUREL AVE, STERLING, MA 01564-2806
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073159-24
Date	Feb 3, 2026
Book Page	73159/24
Instrument	8726

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Feb 3, 2026
Property Address	18 LAUREL AVE, STERLING, MA 01564-2806
Document Number	073158-381
Book / Page	73158 / 381
Instrument Date	Feb 3, 2026
Instrument	8724
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 LAUREL AVE, STERLING, MA 01564-2806

Mortgage

Document Number	0000008725
Date	Feb 3, 2026
Instrument	8725

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2025: Foreclosure

Document Type	Foreclosure
Jurisdiction	STERLING MA
Recording Date	Oct 29, 2025
Property Address	18 LAUREL AVE, STERLING, MA 01564-2806
Document Number	072749-274
Book / Page	72749 / 274
Instrument Date	Oct 9, 2025
Instrument	93974
Transaction Type	Foreclosure
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Jan 31, 2024
Property Address	18 LAUREL AVE, STERLING, MA 01564-2806
Document Number	0070150-56
Book / Page	70150 / 56
Instrument Date	Jan 30, 2024
Instrument	7487
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 LAUREL AVE, STERLING, MA 01564-2806

Mortgage

Document Number	0000007488
Date	Jan 31, 2024
Instrument	7488

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0070150-84
Date	Jan 31, 2024
Book Page	70150/84
Instrument	7489

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Jul 26, 2019
Property Address	18 LAUREL AVE, STERLING, MA 01564-2806
Document Number	60769-295
Book / Page	060769 / 000295
Instrument Date	Jul 12, 2019
Instrument	72814
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$397.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 LAUREL AVE STERLING MA 015642806, STERLING, MA 01564-2806

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,337.00 (+37.69%)	$106,500 (+41.25%) Land $43,300 Building $63,200	$158,080 (-)
2025	$971.00 (-2.61%)	$75,400 (+0.67%) Land $29,300 Building $46,100	$158,080 (+32.8%)
2024	$997.00 (+1.22%)	$74,900 (+8.71%) Land $29,300 Building $45,600	$119,035
2023	$985.00	$68,900 Land $29,300 Building $39,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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