16 Laurel Ave, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 16 Laurel Ave, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,170 sqft · built 2018
Lot Size	0.088 acres (3,837 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (May 2020)
Tax Bill	$4,691 (2026)
Deeds & Mortgages	Jan 2019 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00175 L:00038`

Property Details

APN / Parcel Number

Primary APN	`STER M:00175 L:00038`
Alternative APN	`1038`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,170 sqft Living Area
Gross Area	3,190 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,837 sqft (0.088 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1038
Street Address	16 LAUREL AVE
City	STERLING
State	MA
Zip	01564-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Lot Number	38
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4039
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	16 LAUREL AVE, STERLING, MA 01564-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage AVIDIA BANK
May 1, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Oct 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	202044639
Deed Book / Page	62324 / 54
Prior Transfer Date	Apr 29, 2020
Prior Transfer Doc	62324-54
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	16 LAUREL AVE, STERLING, MA 01564-2806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59983-375
Date	Jan 29, 2019
Book Page	59983/375
Instrument	8293

Lender

Name	AVIDIA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	May 1, 2020
Property Address	16 LAUREL AVE, STERLING, MA 01564-2806
Document Number	62324-54
Book / Page	62324 / 54
Instrument Date	Apr 29, 2020
Instrument	44639
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SANDY RIDGE RD, STERLING, MA 01564
Investor	Possibly a Property Investor

Mortgage

Document Number	44640
Date	May 1, 2020
Instrument	44640

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Oct 11, 2017
Property Address	16 LAUREL AVE, STERLING, MA 01564-2806
Document Number	57867-131
Book / Page	057867 / 000131
Instrument Date	Oct 10, 2017
Instrument	112666
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Amount	Amount Recorded
Tax	$182.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 SANDY RIDGE RD STERLING MA 01564, STERLING, MA 01564

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,691.00 (-1.49%)	$373,800 (+1.11%) Land $49,400 Building $324,400	$392,160 (-)
2025	$4,762.00 (-2.22%)	$369,700 (+1.04%) Land $33,400 Building $336,300	$392,160 (+20.24%)
2024	$4,870.00 (+6.1%)	$365,900 (+13.99%) Land $33,400 Building $332,500	$326,135
2023	$4,590.00	$321,000 Land $33,400 Building $287,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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