18 Lance Ave, Troy, NY 12180 Property Records

Rensselaer County and Brunswick Town property record for 18 Lance Ave, Troy, NY 12180

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,599 sqft · built 1959
Lot Size0.45 acres (19,602 sqft)
Owner2 Company Names on Record
Last Sale$115,000 (Mar 1996)
Tax Bill$5,838 (2026)
Deeds & MortgagesNov 2025 Transfer
Nov 2020 Mortgage
+ 1 more
APN382200 91.2-4-63

Property Details

APN / Parcel Number

Primary APN382200 91.2-4-63
Alternative APN
  • 215J191935

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,599 sqft Living Area
1st Floor Area1,263 sqft
Basement Area336 sqft
Finished Basement336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleSplit Level
Exterior MaterialWood
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions218 ft deep x 90 ft wide
Garage TypeBasement
PorchSlab
Porch Area126 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number215J191935
Street Address18 LANCE AVE
CityTROY
StateNY
Zip12180-6642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block4
Legal Lot Number63.000
JurisdictionRENSSELAER NY
Township / Civil DivisionBRUNSWICK
Census Block Group4
Census Block4018
Census Tract52003

Owner

Source: Rensselaer County and Brunswick Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address29 COLE LN, TROY, NY 12180-7216
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Quit Claim Deed, Transfer
Quitclaim
Nov 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEFCU
Nov 3, 2020Loan Modification, Mortgage · Conventional Mortgage
SEFCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 1996 · Amount on Record
Deed SaleMar 27, 1996 · Amount on Record
Deed Book / Page1786 / 155
Last Transfer DateNov 11, 2025
Transfer Doc0111280284
Record UpdatedOct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRENSSELAER NY
Recording DateNov 24, 2025
Property Address18 LANCE AVE, TROY, NY 12180-6642
Document Number0111280284
Book / Page11128 / 284
Instrument DateNov 11, 2025
Instrument2025-664282
Transaction TypeTransfer
Record UpdatedDec 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address29 COLE LN, TROY, NY 12180-7216

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address18 LANCE AVE, TROY, NY 12180-6642
Document Number0000578548
Instrument DateNov 3, 2020
Transaction TypeMortgage
Record UpdatedDec 10, 2020
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 LANCE AVE TROY NY 121806642, TROY, NY 12180-6642

Mortgage

Document Number0000578548
DateNov 18, 2020
Book Page009367/000327
Instrument578548
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 17, 2035

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRENSSELAER NY
Property Address18 LANCE AVE, TROY, NY 12180-6642
Document Number0000578549
Instrument DateNov 3, 2020
Transaction TypeMortgage
Record UpdatedDec 10, 2020
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 LANCE AVE TROY NY 121806642, TROY, NY 12180-6642

Mortgage

Document Number0000578549
DateNov 18, 2020
Book Page009368/000001
Instrument578549
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 17, 2035

Tax Assessment & Valuation

Source: Rensselaer County and Brunswick Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionBrunswick Town
Unified School DistrictBrunswick Central School District (Brittonkill) (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,838.00 (+6.24%) Homeowner's exemption
2025$5,495.00 (+9.27%)$45,600 (-) Land $5,300 Building $40,300$283,230 (+11.8%) Land $32,919 Building $250,311
2024$5,029.00 Homeowner's exemption$45,600 (-) Land $5,300 Building $40,300$253,333 (+6.94%) Land $29,444 Building $223,889
2023$45,600 Land $5,300 Building $40,300$236,883 Land $27,532 Building $209,351

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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