16 Lance Ave, Troy, NY 12180 Property Records

Rensselaer County and Brunswick Town property record for 16 Lance Ave, Troy, NY 12180

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,456 sqft · built 1951
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Last Sale$174,500 (Mar 2015)
Tax Bill$6,453 (2026)
Deeds & MortgagesAug 2020 Loan Modification
Aug 2020 Mortgage
APN382200 91.2-4-62

Property Details

APN / Parcel Number

Primary APN382200 91.2-4-62
Alternative APN
  • 215J178985

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area832 sqft
Upper Floors Area624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions217 ft deep x 78.9 ft wide
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area224 sqft
Patio Area110 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number215J178985
Street Address16 LANCE AVE
CityTROY
StateNY
Zip12180-6642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block4
Legal Lot Number62.000
JurisdictionRENSSELAER NY
Township / Civil DivisionBRUNSWICK
Census Block Group4
Census Block4018
Census Tract52003

Owner

Source: Rensselaer County and Brunswick Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address16 LANCE AVE, TROY, NY 12180-6642
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2020Loan Modification, Mortgage · Conventional Mortgage
SEFCU
Aug 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEFCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2015 · Amount on Record
Deed SaleMar 4, 2015 · Amount on Record
Deed Book / Page7411 / 256
Prior Transfer DateOct 31, 2013
Prior Transfer Doc0070540037
Record UpdatedOct 29, 2026

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRENSSELAER NY
Property Address16 LANCE AVE, TROY, NY 12180-6642
Document Number0000573635
Instrument DateAug 6, 2020
Transaction TypeMortgage
Record UpdatedSep 14, 2020
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 LANCE AVE TROY NY 121806642, TROY, NY 12180-6642

Mortgage

Document Number0000573635
DateAug 31, 2020
Book Page009266/000332
Instrument573635
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 30, 2035

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address16 LANCE AVE, TROY, NY 12180-6642
Document Number0000573634
Instrument DateAug 6, 2020
Transaction TypeMortgage
Record UpdatedSep 14, 2020
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 LANCE AVE TROY NY 121806642, TROY, NY 12180-6642

Mortgage

Document Number0000573634
DateAug 31, 2020
Book Page009266/000319
Instrument573634
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 30, 2035

Tax Assessment & Valuation

Source: Rensselaer County and Brunswick Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionBrunswick Town
Unified School DistrictBrunswick Central School District (Brittonkill) (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,453.00 (+7.3%) Homeowner's exemption
2025$6,014.00$50,400 (+1%) Land $6,000 Building $44,400$313,043 (+20.76%) Land $37,267 Building $275,776
2023$49,900 Land $6,000 Building $43,900$259,221 Land $31,169 Building $228,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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