18 Lafayette Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 18 Lafayette Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,005 sqft · built 1918
Lot Size	0.195 acres (8,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Jul 2015)
Tax Bill	$10,842 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-00502-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`18-00502-0000-00016`
Alternative APNs	`1800128F00009` `180050200016`

Interior

Stories	2 Stories
Building Area	2,005 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,499 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1800128F00009
Street Address	18 LAFAYETTE AVE
City	SUMMIT
State	NJ
Zip	07901-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Subdivision	CITY/SUMMIT
Legal Block	502
Legal Lot Number	16
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4020
Census Tract	37800

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 LAFAYETTE AVE, SUMMIT, NJ 07901-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 28, 2017	Deed of Trust, Mortgage · Line of Credit INVESTORS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2015 · Amount on Record
Deed Sale	Jul 22, 2015 · Amount on Record
Deed Document Number	2015263535
Deed Book / Page	6070 / 103
Prior Transfer Date	Jul 15, 2015
Prior Transfer Doc	DB60700103
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	18 LAFAYETTE AVE, SUMMIT, NJ 07901-1515
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 LAFAYETTE AVE, SUMMIT, NJ 07901-1515

Mortgage

Document Number	0154512604
Date	Jan 5, 2024
Book Page	15451/2604
Instrument	59957

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	18 LAFAYETTE AVE, SUMMIT, NJ 07901-1515
Document Number	0143600416
Book / Page	014360 / 000416
Instrument Date	Oct 28, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 LAFAYETTE AVE SUMMIT NJ 079011515, SUMMIT, NJ 07901-1515

Mortgage

Document Number	0143600416
Date	Nov 8, 2017
Book Page	014360/000416
Instrument	648844

Lender

Name	INVESTORS BK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 7, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,500 (-) Land $109,000 Building $133,500	$242,500 (-) Land $109,000 Building $133,500
2025	$10,842.00 (+2.64%)	$242,500 (-) Land $109,000 Building $133,500	$242,500 (-) Land $109,000 Building $133,500
2024	$10,563.00 (+1.7%)
2023		$242,500 Land $109,000 Building $133,500	$242,500 Land $109,000 Building $133,500
2022	$10,386.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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