14 Lafayette Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 14 Lafayette Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,326 sqft · built 1923
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jan 2020)
Tax Bill	$10,485 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-00502-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`18-00502-0000-00018`
Alternative APNs	`1800128F00007` `180050200018`

Interior

Stories	2 Stories
Building Area	1,326 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,668 sqft (0.199 acres)
Lot Dimensions	170 ft deep x 51 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1800128F00007
Street Address	14 LAFAYETTE AVE
City	SUMMIT
State	NJ
Zip	07901-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Subdivision	CITY/SUMMIT
Legal Block	502
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4020
Census Tract	37800

Owner

14 Lafayette Ave is owned and occupied by two individuals who bought it in January 2020.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 LAFAYETTE AVE, SUMMIT, NJ 07901-1515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Grant Deed, Transfer · VA Mortgage USAA
Sep 15, 2017	Grant Deed, Transfer MADISON TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	2020321702
Deed Book / Page	6358 / 230
Prior Transfer Date	Oct 25, 2011
Prior Transfer Doc	0058860254
Record Updated	Sep 20, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jan 31, 2020
Property Address	14 LAFAYETTE AVE, SUMMIT, NJ 07901-1515
Document Number	0063580230
Book / Page	006358 / 000230
Instrument Date	Jan 17, 2020
Instrument	321702
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	PREMIER ABSTRACT AND TITLE AGENCY, PREMIER ABS & TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 LAFAYETTE AVE SUMMIT NJ 079011515, SUMMIT, NJ 07901-1515

Mortgage

Document Number	146470126
Date	Jan 31, 2020
Book Page	014647/000126
Instrument	686065

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Sep 15, 2017
Property Address	14 LAFAYETTE AVE, SUMMIT, NJ 07901-1515
Document Number	0062150251
Book / Page	006215 / 000251
Instrument Date	Sep 11, 2017
Instrument	291255
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$455.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14 LAFAYETTE AVE SUMMIT NJ 079011515, SUMMIT, NJ 07901-1515

Tax Assessment & Valuation

The 2025 property tax bill for 14 Lafayette Ave was $10,485, up 10.3% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,500 (-) Land $109,400 Building $125,100	$234,500 (-) Land $109,400 Building $125,100
2025	$10,485.00 (+10.31%)	$234,500 Land $109,400 Building $125,100	$234,500 Land $109,400 Building $125,100
2024	$9,505.00
2023		$218,200 Land $109,400 Building $108,800	$218,200 Land $109,400 Building $108,800
2022	$9,345.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14 Lafayette Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Lafayette Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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