18 King St, Toccoa, GA 30577 Property Records

Stephens County property record for 18 King St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1943
Lot Size	0.819 acres (35,719 sqft)
Owner	Owner Name on File
Tax Bill	$857 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T28 098`

Property Details

APN / Parcel Number

Primary APN	`T28 098`
Alternative APN	`744100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.819 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Porch
Porch Area	352 sqft
Canopy	480 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	744100
Street Address	18 KING ST
City	TOCCOA
State	GA
Zip	30577-6427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	KING ST LOT
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1002
Census Tract	970302

Owner

Source: Stephens County records · APN T28 098

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	455 BLACK MOUNTAIN RD, TOCCOA, GA 30577-7862

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2006
Deed Sale	Oct 23, 2006
Deed Document Number	0000782488
Deed Book / Page	782 / 488
Last Transfer Date	Oct 26, 2006
Transfer Doc	0007820488
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	18 KING ST, TOCCOA, GA 30577-6427
Document Number	0012200526
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	455 BLACK MOUNTAIN RD TOCCOA GA 305777862, TOCCOA, GA 30577-7862

Mortgage

Document Number	0012200526
Date	Aug 26, 2020
Book Page	001220/000526

Lender

Name	PINNACLE BK
Type	Bank
Address	ELBERTON, GA 30635

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$857.00 (+41.42%)	$31,234 (+53.26%) Land $3,602 Building $27,632	$78,086 (+53.26%) Land $9,006 Building $69,080
2023	$606.00 (+42.59%)	$20,380 (+42.74%) Land $3,602 Building $16,778	$50,951 (+42.74%) Land $9,006 Building $41,945
2022	$425.00	$14,278 Land $3,602 Building $10,676	$35,695 Land $9,006 Building $26,689

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50

May also be available: Point Broadband Fiber Holding, Verizon.

Based on FCC filings for 162 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOCCOA serves 28,711 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.