122 King St, Toccoa, GA 30577 Property Records

Stephens County property record for 122 King St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 897 sqft · built 1960
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Sep 2021)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T28 095`

Property Details

APN / Parcel Number

Primary APN	`T28 095`
Alternative APN	`743950`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	897 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	98 sqft
Patio Area	98 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	743950
Street Address	122 KING ST
City	TOCCOA
State	GA
Zip	30577-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	KING ST LOT
Legal Subdivision	0203 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1002
Census Tract	970302

Owner

Source: Stephens County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1454 BIG A RD, TOCCOA, GA 30577-6014
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOWEN ELIZABETH R
Sep 27, 2021	Warranty Deed, Transfer
Nov 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Nov 1, 2011 · Amount on Record
Deed Document Number	20211382
Deed Book / Page	1268 / 402
Prior Transfer Date	Nov 15, 2017
Prior Transfer Doc	0011360375
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	122 KING ST, TOCCOA, GA 30577-3306
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 KING ST, TOCCOA, GA 30577-3306

Mortgage

Document Number	0012680000000404
Date	Sep 29, 2021
Book Page	0000001268/0000000404

Lender

Name	BOWEN ELIZABETH R

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 27, 2021
Property Address	122 KING ST, TOCCOA, GA 30577-3306
Document Number	0012680402
Book / Page	1268 / 402
Instrument Date	Sep 27, 2021
Instrument	2021-001382
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1454 BIA A RD, TOCCOA, GA 30577-6014

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 21, 2017
Property Address	122 KING ST, TOCCOA, GA 30577-3306
Document Number	0011360375
Book / Page	001136 / 000375
Instrument Date	Nov 15, 2017
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,663.00 (+60.83%)	$47,673 (+62.99%) Land $2,424 Building $45,249	$119,184 (+62.99%) Land $6,061 Building $113,123
2023	$1,034.00 (+5.94%)	$29,249 (+5.95%) Land $2,424 Building $26,825	$73,124 (+5.95%) Land $6,061 Building $67,063
2022	$976.00	$27,606 Land $2,424 Building $25,182	$69,017 Land $6,061 Building $62,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50

May also be available: Point Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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