18 Jackson Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 18 Jackson Ave, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,728 sqft · built 1900
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Nov 2024)
Tax Bill	$3,856 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`364600 299.07-2-35.00`

Property Details

APN / Parcel Number

Primary APN	`364600 299.07-2-35.00`
Alternative APNs	`460029900700020350000000` `032400`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	864 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	130 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	422 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	032400
Street Address	18 JACKSON AVE
City	ONEONTA
State	NY
Zip	13820-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	997 0 0
Legal Block	2
Legal Lot Number	35.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2024
Census Tract	590800

Owner

Source: Otsego County and Oneonta Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 JACKSON AVE, ONEONTA, NY 13820-1111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024 · Amount on Record
Deed Sale	Nov 4, 2024 · Amount on Record
Prior Sale	Oct 21, 2011 · Amount on Record
Deed Document Number	20242024-4446
Prior Transfer Date	Sep 20, 2024
Prior Transfer Doc	0000000446
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	18 JACKSON AVE, ONEONTA, NY 13820-1111
Document Number	0000005916
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 JACKSON AVE ONEONTA NY 138201111, ONEONTA, NY 13820-1111

Mortgage

Document Number	0000005916
Date	Dec 28, 2020
Instrument	5916

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2035

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,856.00 (+208.97%)	$136,000 (-) Land $23,100 Building $112,900	$194,286 (+11.43%) Land $33,000 Building $161,286
2023	$1,248.00 Homeowner's exemption	$136,000 (-) Land $23,100 Building $112,900	$174,359 (+12.82%) Land $29,615 Building $144,744
2022		$136,000 Land $23,100 Building $112,900	$154,545 Land $26,250 Building $128,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2006–2013)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000