Otsego County and Oneonta Town property record for 13 Jackson Ave, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,242 sqft · built 1915 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,500 (Dec 2018) |
| Tax Bill | $4,479 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance Dec 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 299.07-2-29.00 |
| Primary APN | 364600 299.07-2-29.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,242 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Upper Floors Area | 450 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 059500 |
|---|---|
| Street Address | 13 JACKSON AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 978 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 590800 |
13 Jackson Ave is owned and occupied by an individual who bought it in December 2018.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 JACKSON AVE, ONEONTA, NY 13820-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Dec 18, 2018 | Grant Deed, Transfer |
| Mar 30, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on File |
| Deed Sale | Dec 18, 2018 · Amount on File |
| Prior Sale | Mar 30, 2017 · Amount on File |
| Deed Document Number | 20186119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 13 JACKSON AVE, ONEONTA, NY 13820-1110 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000065 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022-765 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 18, 2018 |
| Property Address | 13 JACKSON AVE, ONEONTA, NY 13820-1110 |
| Document Number | 0000006119 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 6119 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 BURNSIDE AVE #FL1 ONEONTA NY 138202307, ONEONTA, NY 13820-2307 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 30, 2017 |
| Property Address | 13 JACKSON AVE, ONEONTA, NY 13820-1110 |
| Document Number | 0000001480 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 1480 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 JACKSON AVE ONEONTA NY 138201110, ONEONTA, NY 13820-1110 |
The 2026 property tax bill for 13 Jackson Ave was $4,479.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,479.00 | ||
| 2025 | $140,000 Land $20,900 Building $119,100 | $200,000 Land $29,857 Building $170,143 | |
| 2023 | $140,000 Land $20,900 Building $119,100 | $179,487 Land $26,795 Building $152,692 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Jackson Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Jackson Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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