McLean County property record for 18 Independence Sq, Bloomington, IL 61704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,902 sqft · built 1977 |
| Lot Size | 0.349 acres (15,210 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,653 (2024) |
| Deeds & Mortgages | Jan 2018 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-01-352-027 |
| Primary APN | 21-01-352-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 4 Stories |
| Building Area | 2,902 sqft Living Area |
| Gross Area | 3,633 sqft |
| 1st Floor Area | 1,478 sqft |
| Basement Area | 1,424 sqft |
| Finished Basement | 1,424 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Quadruplex |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,210 sqft (0.349 acres) |
| Lot Dimensions | 124 ft deep x 55 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 731 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 612 sqft |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 18 INDEPENDENCE SQ |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61704-4635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | WASHINGTON EAST 8THA DD LOT 295 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 01 |
| Legal Subdivision | WASHINGTON EAST |
| Legal Lot Number | 295 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1103 |
18 Independence Sq is owned and occupied by two individuals.
Source: McLean County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 18 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4635 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201800001386 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 2018-00001386 |
| Name | HEARTLAND CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, IL 62704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 27, 2023 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $99,468 Land $22,584 Building $76,884 | $298,404 Land $67,752 Building $230,652 | |
| 2024 | $6,653.00 (+10.53%) | ||
| 2023 | $6,019.00 | $78,026 Land $17,716 Building $60,310 | $234,078 Land $53,148 Building $180,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Independence Sq in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jun 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18 Independence Sq has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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