16 Independence Sq, Bloomington, IL 61704 Property Records

McLean County property record for 16 Independence Sq, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,475 sqft · built 1978
Lot Size	0.235 acres (10,228 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Aug 2023)
Tax Bill	$6,784 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-01-352-025`

Property Details

APN / Parcel Number

Primary APN	`21-01-352-025`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,475 sqft Living Area
Gross Area	3,475 sqft
1st Floor Area	1,414 sqft
Basement Area	1,061 sqft
Finished Basement	1,061 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	10,228 sqft (0.235 acres)
Lot Dimensions	125 ft deep x 82 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Deck Area	500 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 INDEPENDENCE SQ
City	BLOOMINGTON
State	IL
Zip	61704-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	8TH ADD WASHINGTON EAST LOT 297
Legal Range	02E
Legal Township	23N
Legal Section	01
Legal Subdivision	8TH ADD WASHINGTON EAST
Legal Lot Number	297
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2012
Census Tract	1103

Owner

16 Independence Sq is owned and occupied by an individual who bought it in August 2023.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	16 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit IAA CU
Sep 27, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 21, 2019	Warranty Deed, Transfer FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023 · Amount on File
Deed Sale	Aug 30, 2023 · Amount on File
Prior Sale	Oct 21, 2019 · Amount on File
Deed Document Number	202311549
Prior Transfer Date	Sep 21, 2022
Prior Transfer Doc	0000017279
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 30, 2023
Property Address	16 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4635
Document Number	202300011549
Map Reference	DOC 76-9655
Instrument Date	Aug 18, 2023
Instrument	2023-00011549
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300011550
Date	Aug 30, 2023
Instrument	2023-00011550

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	16 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4635
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100026429
Date	Nov 3, 2021
Instrument	2021-00026429

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 27, 2022
Property Address	16 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4635
Document Number	202200017279
Map Reference	DOC 76-9655
Instrument Date	Sep 21, 2022
Instrument	2022-00017279
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4635

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 21, 2019
Property Address	16 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4635
Document Number	201900017142
Map Reference	DOC 76-9655
Instrument Date	Oct 11, 2019
Instrument	2019-00017142
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Tax	$291.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4635

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,297 Land $19,088 Building $82,209	$303,891 Land $57,264 Building $246,627
2024	$6,784.00 (+10.51%)
2023	$6,139.00 (+6.73%)	$79,461 (+7.83%) Land $14,973 Building $64,488	$238,383 (+7.83%) Land $44,919 Building $193,464
2022	$5,752.00	$73,690 Land $13,886 Building $59,804	$221,070 Land $41,658 Building $179,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 Independence Sq in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Independence Sq has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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