18 Howard Ave, Derby, CT 06418 Property Records

Derby City property record for 18 Howard Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,454 sqft · built 1966
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,500 (Aug 2005)
Tax Bill	$12,851 (2026)
Deeds & Mortgages	Jun 2024 Refinance Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DERB M:3 B:6 L:6`

Property Details

APN / Parcel Number

Primary APN	`DERB M:3 B:6 L:6`
Alternative APNs	`000877` `6788` `877`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,454 sqft Living Area
1st Floor Area	2,454 sqft
Basement Area	1,196 sqft
Unfinished Basement	536 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	877
Street Address	18 HOWARD AVE
City	DERBY
State	CT
Zip	06418-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	HIGHLAND RDG
Legal Block	6
Legal Lot Number	6
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	1
Census Block	1011
Census Tract	120100

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 HOWARD AVE, DERBY, CT 06418-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2005 · Amount on Record
Deed Sale	Aug 26, 2005 · Amount on Record
Prior Sale	Apr 17, 2000 · Amount on Record
Deed Book / Page	456 / 27
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	18 HOWARD AVE, DERBY, CT 06418-2320
Transaction Type	Mortgage
Record Updated	Jul 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000927-25
Date	Jun 26, 2024
Book Page	927/25
Instrument	676

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	18 HOWARD AVE, DERBY, CT 06418-2320
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000850-325
Date	Jun 7, 2021
Book Page	850/325
Instrument	1108

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,851.00 (+24.84%)	$334,320 (+40.31%) Land $47,180 Building $287,140	$511,135 (+206.44%)
2025	$10,294.00	$238,280 (-) Land $42,880 Building $195,400	$166,796 Land $30,016 Building $136,780
2024	$10,294.00 (+11.92%)
2023	$9,198.00	$238,280 (-) Land $42,910 Building $195,370
2022	$9,198.00	$238,280 Land $42,910 Building $195,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EAST DERBY private · serves 1,101 people · EPA ID CT0378011
Water Source	Purchased surface water from REGIONAL WATER AUTHORITY
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Howard Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures