Derby City property record for 15 Howard Ave, Derby, CT 06418
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1972 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,542 (2026) |
| Deeds & Mortgages | Mar 2024 Transfer Mar 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:3 B:6 L:52 |
| Primary APN | DERB M:3 B:6 L:52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 848 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 2633 |
|---|---|
| Street Address | 15 HOWARD AVE |
| City | DERBY |
| State | CT |
| Zip | 06418-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Block | 6 |
| Legal Lot Number | 52 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 120100 |
15 Howard Ave is owned and occupied by two individuals who acquired it in February 2024.
Source: Derby City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 HOWARD AVE, DERBY, CT 06418-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Mar 5, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2024 |
| Transfer Doc | 000921-214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Mar 5, 2024 |
| Property Address | 15 HOWARD AVE, DERBY, CT 06418-2319 |
| Document Number | 000921-214 |
| Book / Page | 921 / 214 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 254 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Mar 5, 2024 |
| Property Address | 15 HOWARD AVE, DERBY, CT 06418-2319 |
| Document Number | 000921-216 |
| Book / Page | 921 / 216 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 255 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 15 Howard Ave was $9,542, up 42.3% from the year before.
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,542.00 (+42.27%) | $248,220 (+59.87%) Land $47,040 Building $201,180 | $365,527 (+236.33%) |
| 2025 | $6,707.00 | $155,260 Land $42,460 Building $112,800 | $108,682 Land $29,722 Building $78,960 |
| 2024 | $6,707.00 (+11.91%) | ||
| 2023 | $5,993.00 | $155,260 (-) Land $42,420 Building $112,840 | |
| 2022 | $5,993.00 | $155,260 Land $42,420 Building $112,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Howard Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Howard Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EAST DERBY private · serves 1,101 people · EPA ID CT0378011 |
|---|---|
| Water Source | Purchased surface water from REGIONAL WATER AUTHORITY |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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