18 Hope Ave, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 18 Hope Ave, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,098 sqft · built 1996
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2026)
Tax Bill	$3,262 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:70 L:7-A`

Property Details

APN / Parcel Number

Primary APN	`STAN M:70 L:7-A`
Alternative APNs	`M:70 L:7=A` `J0555R`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,098 sqft
Basement Area	612 sqft
Unfinished Basement	612 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	J0555R
Street Address	18 HOPE AVE
City	STEEP FALLS
State	ME
Zip	04085-6005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Subdivision	MIDDLE ROAD ESTS SEC A
Legal Lot Number	7-A
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2020
Census Tract	17004

Owner

18 Hope Ave is owned by two individuals who bought it in May 2026.

Source: Cumberland County and Standish Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 ROOSEVELT TRL, WINDHAM, ME 04062-4341
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage
Dec 7, 2019	Deed of Trust, Mortgage PENNYMAC
Nov 17, 2018	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Jul 18, 2017
Deed Book / Page	42261 / 48
Prior Transfer Date	May 4, 2026
Prior Transfer Doc	0422610048
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANDISH ME
Recording Date	May 19, 2026
Property Address	18 HOPE AVE, STEEP FALLS, ME 04085-6005
Document Number	0422610048
Book / Page	42261 / 48
Instrument Date	May 4, 2026
Instrument	202619462
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 ROOSEVELT TRL, WINDHAM, ME 04062-4341

Mortgage

Document Number	4226000053,
Date	May 19, 2026
Book Page	42261/53

Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	18 HOPE AVE, STEEP FALLS, ME 04085-6005
Document Number	0362700030
Instrument Date	Dec 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 HOPE AVE STEEP FALLS ME 040856005, STEEP FALLS, ME 04085-6005

Mortgage

Document Number	0362700030
Date	Dec 18, 2019
Book Page	036270/000030
Instrument	65416

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	18 HOPE AVE, STEEP FALLS, ME 04085-6005
Document Number	0353140292
Instrument Date	Nov 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 HOPE AVE STEEP FALLS ME 040856005, STEEP FALLS, ME 04085-6005

Mortgage

Document Number	0353140292
Date	Nov 28, 2018
Book Page	035314/000292
Instrument	60325

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 18 Hope Ave was $3,262, down 0.1% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,262.00 (-0.09%)	$263,100 (+1.54%) Land $65,900 Building $197,200
2024	$3,265.00 (+8.15%)	$259,100 (+18.85%) Land $60,800 Building $198,300
2023	$3,019.00 (+14.62%)	$218,000 (+19.58%) Land $51,000 Building $167,000
2022	$2,634.00	$182,300 Land $45,100 Building $137,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Hope Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Hope Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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