12 Hope Ave, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 12 Hope Ave, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 881 sqft · built 1976
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$236,800 (Oct 2020)
Tax Bill	$3,055 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STAN M:70 L:9-A`

Property Details

APN / Parcel Number

Primary APN	`STAN M:70 L:9-A`
Alternative APNs	`M:70 L:9=A` `S4793R`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	881 sqft Living Area
Gross Area	1,937 sqft
1st Floor Area	881 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S4793R
Street Address	12 HOPE AVE
City	STEEP FALLS
State	ME
Zip	04085-6005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Subdivision	MIDDLE ROAD ESTS
Legal Lot Number	9-A
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2020
Census Tract	17004

Owner

12 Hope Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Cumberland County and Standish Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 HOPE AVE, STEEP FALLS, ME 04085-6005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 2, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Aug 1, 2016 · Amount on File
Deed Document Number	202062801
Deed Book / Page	37259 / 23
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	12 HOPE AVE, STEEP FALLS, ME 04085-6005
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0394010337
Date	May 5, 2022
Book Page	39401/337
Instrument	23814

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Oct 2, 2020
Property Address	12 HOPE AVE, STEEP FALLS, ME 04085-6005
Document Number	0372590023
Book / Page	37259 / 23
Instrument Date	Sep 29, 2020
Instrument	62801
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	32 EDS WAY, LIMINGTON, ME 04049-3653

Mortgage

Document Number	0000062802
Date	Oct 2, 2020
Instrument	62802

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Hope Ave was $3,055, down 0.1% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,055.00 (-0.1%)	$246,400 (+1.52%) Land $65,900 Building $180,500
2024	$3,058.00 (+9.72%)	$242,700 (+20.63%) Land $60,800 Building $181,900
2023	$2,787.00 (+13.8%)	$201,200 (+18.7%) Land $51,000 Building $150,200
2022	$2,449.00	$169,500 Land $45,100 Building $124,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Hope Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Hope Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hope Ave

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