18 Holly Ln, Flora, IL 62839 Property Records

Clay County property record for 18 Holly Ln, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	2.5 ba · 1,177 sqft · built 1968
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (May 2012)
Tax Bill	$5,040 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-25-116-023`

Property Details

APN / Parcel Number

Primary APN	`10-25-116-023`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,177 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	9,888 sqft (0.227 acres)
Garage Area	584 sqft
Driveway	Concrete Driveway
Driveway Area	840 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Slab
Porch Area	150 sqft
Patio Area	336 sqft
Balcony Area	80 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	18 HOLLY LN
City	FLORA
State	IL
Zip	62839-2301
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	HOLLY TERRACE ADDN LOT 18
Legal Subdivision	HOLLY TERRACE ADD
Legal Lot Number	18
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	3
Census Block	3021
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18 HOLLY LN, FLORA, IL 62839-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLORA BANK & TRUST
Apr 20, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2012 · Amount on File
Deed Sale	May 8, 2012 · Amount on File
Deed Document Number	2012176652
Prior Transfer Date	May 28, 2009
Prior Transfer Doc	167822
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	18 HOLLY LN, FLORA, IL 62839-2301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	199234
Date	Jun 17, 2020
Instrument	199234

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	Apr 20, 2020
Property Address	18 HOLLY LN, FLORA, IL 62839-2301
Document Number	198786
Map Reference	PB C PG 177-181
Instrument Date	Apr 10, 2020
Instrument	198786
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HOLLY LN, FLORA, IL 62839-2301

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,040.00 (+5.97%) Homeowner's exemption	$73,171 (+11.45%) Land $4,355 Building $68,816	$219,513 (+11.45%) Land $13,065 Building $206,448
2024	$4,756.00 (+3.23%)	$65,654 (+20.73%) Land $3,908 Building $61,746	$196,962 (+20.73%) Land $11,724 Building $185,238
2022	$4,607.00 (+9.56%) Homeowner's exemption	$54,382 Land $3,252 Building $51,130	$163,146 Land $9,756 Building $153,390
2021	$4,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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