13 Holly Ln, Flora, IL 62839 Property Records

Clay County property record for 13 Holly Ln, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1.5 ba · 1,526 sqft · built 1961
Lot Size	0.233 acres (10,164 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jun 2025)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-25-116-007`

Property Details

APN / Parcel Number

Primary APN	`10-25-116-007`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,526 sqft Living Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	10,164 sqft (0.233 acres)
Garage Type	Mixed
Garage Area	286 sqft
Driveway	Asphalt Driveway
Driveway Area	300 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	13 HOLLY LN
City	FLORA
State	IL
Zip	62839-2302
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	HOLLY TERRACE ADDN LOT 13
Legal Subdivision	HOLLY TERRACE ADD
Legal Lot Number	13
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	3
Census Block	3022
Census Tract	972100

Owner

13 Holly Ln, a residential property, is owned and occupied by an individual who bought it in June 2025.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1011 CLAN ST, FLORA, IL 62839-1019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNERS SAV BANK
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNERS SAV BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Apr 20, 2015 · Amount on File
Deed Document Number	2025212085
Prior Transfer Date	Jun 27, 2025
Prior Transfer Doc	0000212085
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	13 HOLLY LN, FLORA, IL 62839-2302
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199139
Date	Jun 5, 2020
Instrument	199139

Lender

Name	COMMUNITY PARTNERS SAV BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	13 HOLLY LN, FLORA, IL 62839-2302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	199139
Date	Jun 5, 2020
Instrument	199139

Lender

Name	COMMUNITY PARTNERS SAV BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13 Holly Ln was $1,290 with exemptions applied, down 5.9% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00 (-5.91%) Homeowner's exemption Senior Citizen's exemption	$29,448 Land $4,488 Building $24,960	$88,344 Land $13,464 Building $74,880
2024	$1,371.00
2022	$1,604.00 (+7.43%) Homeowner's exemption Senior Citizen's exemption	$32,064 Land $3,384 Building $28,680	$96,192 Land $10,152 Building $86,040
2021	$1,493.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Holly Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Holly Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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