18 Hilltop Rd, Silver Spring, MD 20910 Property Records

Montgomery County property record for 18 Hilltop Rd, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,903 sqft · built 1944
Lot Size	0.172 acres (7,508 sqft)
Owner	2 Trust Names on Record
Last Sale	$615,000 (Jul 2016)
Tax Bill	$11,439 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01053526`

Property Details

APN / Parcel Number

Primary APN	`13-01053526`
Alternative APN	`01053526`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,903 sqft Living Area
Gross Area	2,123 sqft
1st Floor Area	1,011 sqft
Basement Area	446 sqft
Finished Basement	446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Slate
Lot Area	7,508 sqft (0.172 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01053526
Street Address	18 HILLTOP RD
City	SILVER SPRING
State	MD
Zip	20910-5446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SLIGO PK HILLS SEC 1
Legal Subdivision	SLIGO PARK HILLS
Legal Block	G
Legal Lot Number	9
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2019
Census Tract	702401

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	18 HILLTOP RD, SILVER SPRING, MD 20910-5446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Oct 12, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Feb 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2016 · Amount on Record
Deed Sale	Jul 22, 2016 · Amount on Record
Prior Sale	Mar 1, 1994 · Amount on Record
Deed Book / Page	52503 / 331
Last Transfer Date	Dec 28, 2016
Transfer Doc	0538320001
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18 HILLTOP RD, SILVER SPRING, MD 20910-5446
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0698980462
Date	Dec 4, 2025
Book Page	69898/462

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18 HILLTOP RD, SILVER SPRING, MD 20910-5446
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0674560072
Date	Oct 12, 2023
Book Page	67456/72

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 16, 2017
Property Address	18 HILLTOP RD, SILVER SPRING, MD 20910-5446
Document Number	0538320001
Book / Page	053832 / 000001
Instrument Date	Dec 28, 2016
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18 HILLTOP RD SILVER SPRING MD 209105446, SILVER SPRING, MD 20910-5446

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,063,700 (+4.93%)	$1,113,700 (-) Land $343,800 Building $769,900
2025	$11,439.00 (-3.26%)	$1,013,700 (+15.83%)	$1,113,700 (+15.57%) Land $343,800 Building $769,900
2024	$11,825.00 (+45.83%)
2023		$875,133	$963,700 Land $343,800 Building $619,900
2022	$8,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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