12 Hilltop Rd, Silver Spring, MD 20910 Property Records

Montgomery County property record for 12 Hilltop Rd, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,990 sqft · built 1943
Lot Size	0.168 acres (7,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Nov 2011)
Tax Bill	$6,979 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-01050625`

Property Details

APN / Parcel Number

Primary APN	`13-01050625`
Alternative APN	`01050625`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,990 sqft Living Area
1st Floor Area	880 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,302 sqft (0.168 acres)
Garage Area	220 sqft
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01050625
Street Address	12 HILLTOP RD
City	SILVER SPRING
State	MD
Zip	20910-5446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SLIGO PARK HILLS SEC 1
Legal Subdivision	SLIGO PARK HILLS
Legal Block	G
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2019
Census Tract	702401

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 HILLTOP RD, SILVER SPRING, MD 20910-5446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NETWORK INC
Oct 16, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2011 · Amount on Record
Deed Sale	Nov 3, 2011 · Amount on Record
Prior Sale	Aug 14, 1998 · Amount on Record
Deed Book / Page	42554 / 188
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12 HILLTOP RD, SILVER SPRING, MD 20910-5446
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0621200274
Date	Mar 9, 2021
Book Page	62120/274

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12 HILLTOP RD, SILVER SPRING, MD 20910-5446
Document Number	0554510208
Book / Page	055451 / 000208
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 17, 2018
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HILLTOP RD SILVER SPRING MD 209105446, SILVER SPRING, MD 20910-5446

Mortgage

Document Number	0554510208
Date	Jan 5, 2018
Book Page	055451/000208

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,800 (+4.67%)	$657,900 (-) Land $342,200 Building $315,700
2025	$6,979.00 (+12%)	$601,700 (+4.9%)	$657,900 (+14.7%) Land $342,200 Building $315,700
2023		$573,600 Land $342,200 Building $231,400	$573,600 Land $342,200 Building $231,400
2022	$6,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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