Middlesex County and Wakefield Town property record for 18 Harding Rd, Wakefield, MA 01880 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,629 sqft · built 1955 |
| Lot Size | 0.188 acres (8,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $900,000 (May 2025) |
| Tax Bill | $9,066 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance May 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37268 |
| Primary APN | 37268 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,629 sqft Living Area |
| Gross Area | 3,398 sqft |
| Basement Area | 1,297 sqft |
| Unfinished Basement | 130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,185 sqft (0.188 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 37268 |
|---|---|
| Street Address | 18 HARDING RD |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-3724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 252 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 335301 |
Source: Middlesex County and Wakefield Town records · APN 37268
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 HARDING RD, WAKEFIELD, MA 01880-3724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| May 01, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2025 · Amount on Record |
| Deed Sale | May 01, 2025 · Amount on Record |
| Prior Sale | Aug 26, 2015 · Amount on Record |
| Deed Book / Page | 84038 / 477 |
| Transfer Doc | 67849-164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 18 HARDING RD, WAKEFIELD, MA 01880-3724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076831-177 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 76831/177 |
| Instrument | 21483 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | May 01, 2025 |
| Property Address | 18 HARDING RD, WAKEFIELD, MA 01880-3724 |
| Document Number | 084038-477 |
| Book / Page | 84038 / 477 |
| Instrument Date | May 01, 2025 |
| Instrument | 46664 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 HARDING RD, WAKEFIELD, MA 01880-3724 |
| Document Number | 0000046665 |
|---|---|
| Date | May 01, 2025 |
| Instrument | 46665 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Wakefield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,066.00 (+8.37%) | $798,800 (+7.42%) Land $392,100 Building $406,700 | $848,730 (+14.76%) |
| 2024 | $8,366.00 (+2.7%) | $743,600 (+7.07%) Land $364,700 Building $378,900 | $739,575 |
| 2023 | $8,146.00 | $694,500 Land $340,400 Building $354,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173353011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 32 (1979–2010) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Mar 2010, rainfall accumulation, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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