14 Harding Rd, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 14 Harding Rd, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,076 sqft · built 1955
Lot Size	0.178 acres (7,758 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (Jun 2026)
Tax Bill	$7,432 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37276`

Property Details

APN / Parcel Number

Primary APN	`37276`
Alternative APN	`WAKE M:000019 B:0251 P:00S21A`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
Gross Area	2,296 sqft
Basement Area	1,076 sqft
Unfinished Basement	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,758 sqft (0.178 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	37276
Street Address	14 HARDING RD
City	WAKEFIELD
State	MA
Zip	01880-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	WAKEFIELD
Legal Block	251
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1004
Census Tract	335301

Owner

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 HARDING RD, WAKEFIELD, MA 01880-3724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Quit Claim Deed, Transfer · Conventional Mortgage
Sep 19, 2025	Deed of Trust, Mortgage READING COOPERATIVE BANK
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
May 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Aug 20, 2010 · Amount on Record
Deed Document Number	202677045
Deed Book / Page	85788 / 538
Prior Transfer Date	Jun 24, 2026
Prior Transfer Doc	0000077045
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Jun 25, 2026
Property Address	14 HARDING RD, WAKEFIELD, MA 01880-3724
Document Number	0000077045
Book / Page	85788 / 538
Instrument Date	Jun 24, 2026
Instrument	202677045
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 HARDING RD, WAKEFIELD, MA 01880-3724
Investor	Possibly a Property Investor

Mortgage

Date	Jun 25, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	14 HARDING RD, WAKEFIELD, MA 01880-3724
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084631-322
Date	Sep 19, 2025
Book Page	84631/322
Instrument	113508

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	14 HARDING RD, WAKEFIELD, MA 01880-3724
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78388-211
Date	Aug 2, 2021
Book Page	78388/211
Instrument	173595

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	May 26, 2020
Property Address	14 HARDING RD, WAKEFIELD, MA 01880-3724
Document Number	74738-564
Book / Page	074738 / 000564
Instrument Date	Apr 23, 2020
Instrument	78845
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HARDING RD WAKEFIELD MA 018803724, WAKEFIELD, MA 01880-3724

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	14 HARDING RD, WAKEFIELD, MA 01880-3724
Document Number	70129-178
Book / Page	070129 / 000178
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	70129-178
Date	Oct 25, 2017
Book Page	070129/000178
Instrument	3010

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,432.00 (+8.46%)	$654,800 (+7.5%) Land $387,500 Building $267,300	$578,645 (+6.43%)
2024	$6,852.00 (+2.77%)	$609,100 (+7.16%) Land $360,500 Building $248,600	$543,685
2023	$6,667.00	$568,400 Land $336,400 Building $232,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	32 (1979–2010)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims Severe Storms And Flooding, May 2006 · 6 claims Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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