18 Ghost Pony Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 18 Ghost Pony Rd, Bluffton, SC 29910

Property Summary

Property TypeResidential Vacant Land
Lot Size1.51 acres (65,776 sqft)
OwnerIndividual Name on Record
Last Sale$265,800 (Apr 2025)
Tax Bill$4,052 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (moderate risk)
APNR60002300A01280000

Property Details

APN / Parcel Number

Primary APNR60002300A01280000
Alternative APN
  • 02320740

Exterior

Lot Area65,776 sqft (1.51 acres)

Location & Zoning

Account Number02320740
Old Parcel NumberR60002300A01280000
Street Address18 GHOST PONY RD
CityBLUFFTON
StateSC
Zip29910-4709
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning Code6106
Legal DescriptionLOT 195 BLK E ROSEHILL PL. PLAT BOOK 31 PAGE 157
Legal SubdivisionROSEHILL ESTATE SIDE
Legal BlockE
Legal Lot Number195
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group1
Census Block1017
Census Tract2201

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address316 FARNSLEIGH AVE, BLUFFTON, SC 29910-7980
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2025 · Amount on Record
Deed SaleApr 9, 2025 · Amount on Record
Prior SaleSep 17, 2024
Deed Document Number2025016009
Deed Book / Page4420 / 2200
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address18 GHOST PONY RD, BLUFFTON, SC 29910-4709
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 SPARTINA CRES, BLUFFTON, SC 29910-4771

Mortgage

Document Number0000055438
DateDec 10, 2025
Book Page4490/2181
Instrument2025055438
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressPO BOX 11757, COLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.62%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.6%
IndexOther
Margin3
Max Rate11.6%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,052.00 (+114.62%)$15,950 (+117.3%)
2024$1,888.00 (+3.91%)$7,340 (-)$265,800 (-) Land $265,800
2023$1,817.00 (+10.25%)$7,340 (+15.05%)$265,800 (+96.89%) Land $265,800
2022$1,648.00$6,380$135,000 Land $135,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 538 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies538 in force
Nearby Flood Claims31 (1991–2019)
Claims Outside the SFHA1 of 31
Most Recent ClaimJun 2019 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Matthew, Oct 2016 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 77% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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