18 Garrett Ln, Troy, MO 63379 Property Records

Lincoln County property record for 18 Garrett Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1988
Lot Size	2.86 acres (124,582 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Nov 2018)
Tax Bill	$1,828 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-10-000-000-028.001`

Property Details

APN / Parcel Number

Primary APN	`14-20-10-000-000-028.001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	124,582 sqft (2.86 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	18 GARRETT LN
City	TROY
State	MO
Zip	63379-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.86 AC PT W 1/2 SE SEC. 10, BOUDARY SURVEY 3/450
Legal Range	01E
Legal Township	49N
Legal Section	10
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	3
Census Block	3000
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18 GARRETT LN, TROY, MO 63379-5628
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Nov 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF MONROE
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	201810419
Deed Book / Page	2429 / 6
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	2429/0006
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	18 GARRETT LN, TROY, MO 63379-5628
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2439/0998
Date	Oct 31, 2019
Book Page	2439/0998
Instrument	2019009897

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Nov 19, 2018
Property Address	18 GARRETT LN, TROY, MO 63379-5628
Document Number	2429/0006
Book / Page	2429 / 0006
Instrument Date	Nov 15, 2018
Instrument	2018010419
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 GARRETT LN, TROY, MO 63379-5628

Mortgage

Document Number	2018010408
Date	Nov 19, 2018
Instrument	2018010408

Lender

Name	BANK OF MONROE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2038

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	18 GARRETT LN, TROY, MO 63379-5628
Transaction Type	Mortgage
Record Updated	Oct 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017006759
Date	Jul 20, 2017
Book Page	2413/0298
Instrument	2017006759

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,095 (-) Land $4,978 Building $26,117
2025	$1,828.00 (+1.67%)	$31,095 (+7.13%) Land $4,978 Building $26,117	$163,660 (+7.13%) Land $26,200 Building $137,460
2023	$1,798.00 (+4.47%)	$29,026 Land $4,560 Building $24,466	$152,770 Land $24,000 Building $128,770
2022	$1,721.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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