Middlesex County and Waltham City property record for 18 Florence Rd, Waltham, MA 02453
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,350 sqft · built 1940 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Nov 2022) |
| Tax Bill | $7,168 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40299 |
| Primary APN | 40299 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 2,175 sqft |
| Basement Area | 675 sqft |
| Unfinished Basement | 675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 40299 |
|---|---|
| Street Address | 18 FLORENCE RD |
| City | WALTHAM |
| State | MA |
| Zip | 02453-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 368400 |
18 Florence Rd is owned and occupied by an individual who bought it in November 2022.
Source: Middlesex County and Waltham City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 FLORENCE RD, WALTHAM, MA 02453-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CLINTON SAVINGS BANK |
| Sep 29, 2020 | Deed of Trust, Mortgage · Balloon Mortgage VILLAGE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2022 · Amount on File |
| Deed Sale | Nov 29, 2022 · Amount on File |
| Prior Sale | Jan 29, 2015 |
| Deed Book / Page | 80995 / 314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Nov 29, 2022 |
| Property Address | 18 FLORENCE RD, WALTHAM, MA 02453-1506 |
| Document Number | 080995-314 |
| Book / Page | 80995 / 314 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 174116 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 FLORENCE RD, WALTHAM, MA 02453-1506 |
| Document Number | 0000174117 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 174117 |
| Name | CLINTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Dec 1, 2029 |
| Max Rate At Change | 3% |
| Index | 3-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 18 FLORENCE RD, WALTHAM, MA 02453-1506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75750-20 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 75750/20 |
| Instrument | 173884 |
| Name | VILLAGE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
The 2026 property tax bill for 18 Florence Rd was $7,168, up 11.8% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,168.00 (+11.83%) | $694,600 (+6.42%) Land $396,900 Building $297,700 | $734,506 (+2.34%) |
| 2025 | $6,410.00 (+3.57%) | $652,700 (+1.67%) Land $378,000 Building $274,700 | $717,725 (+5.06%) |
| 2024 | $6,189.00 (+1.84%) | $642,000 (+9.02%) Land $371,000 Building $271,000 | $683,145 |
| 2023 | $6,077.00 | $588,900 Land $336,000 Building $252,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Florence Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1979–2010) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18 Florence Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures