Middlesex County and Waltham City property record for 11 Florence Rd, Waltham, MA 02453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,396 sqft · built 1940 |
| Lot Size | 0.11 acres (4,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Jun 2017) |
| Tax Bill | $8,410 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Sep 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40217 |
| Primary APN | 40217 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| Gross Area | 2,718 sqft |
| Basement Area | 942 sqft |
| Unfinished Basement | 188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,787 sqft (0.11 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 40217 |
|---|---|
| Street Address | 11 FLORENCE RD |
| City | WALTHAM |
| State | MA |
| Zip | 02453-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 368400 |
11 Florence Rd is owned and occupied by two individuals who bought it in June 2017.
Source: Middlesex County and Waltham City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 FLORENCE RD, WALTHAM, MA 02453-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Sep 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND CREDIT UNION |
| Jan 23, 2017 | Deed of Trust, Mortgage HANSCOM FCU |
| Jun 19, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage PHH HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2017 · Amount on File |
| Deed Sale | Jun 19, 2017 · Amount on File |
| Prior Sale | Dec 19, 2008 · Amount on File |
| Deed Book / Page | 69454 / 572 |
| Transfer Doc | 069454-572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 11 FLORENCE RD, WALTHAM, MA 02453-1505 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077574-136 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 77574/136 |
| Instrument | 90316 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 11 FLORENCE RD, WALTHAM, MA 02453-1505 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0080757-35 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 80757/35 |
| Instrument | 145644 |
| Name | ROCKLAND CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 11 FLORENCE RD, WALTHAM, MA 02453-1505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 68795-76 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 68795/76 |
| Instrument | 12026 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Jun 19, 2017 |
| Property Address | 11 FLORENCE RD, WALTHAM, MA 02453-1505 |
| Document Number | 69454-572 |
| Book / Page | 069454 / 000572 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 92224 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,100.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 FLORENCE RD WALTHAM MA 024531505, WALTHAM, MA 02453-1505 |
| Document Number | 69454-575 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 069454/000575 |
| Instrument | 92225 |
| Name | PHH HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2047 |
The 2026 property tax bill for 11 Florence Rd was $8,410, up 7.4% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,410.00 (+7.42%) | $814,900 (+2.21%) Land $394,500 Building $420,400 | $803,261 (-18.31%) |
| 2025 | $7,829.00 (+2.27%) | $797,300 (+0.4%) Land $375,700 Building $421,600 | $983,250 (+5.84%) |
| 2024 | $7,655.00 (+1.3%) | $794,100 (+8.44%) Land $368,700 Building $425,400 | $929,005 |
| 2023 | $7,557.00 | $732,300 Land $334,000 Building $398,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Florence Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1979–2010) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 Florence Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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