18 Ellen St, Bernhards Bay, NY 13028 Property Records

Oswego County and Constantia Town property record for 18 Ellen St, Bernhards Bay, NY 13028 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 576 sqft · built 1976
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (May 2023)
Tax Bill$1,557 (2025)
Deeds & MortgagesMay 2023 Sale
Oct 2022 Sale
Flood ZoneZone X (minimal risk)
APN352689 247.02-04-07.21

Property Details

APN / Parcel Number

Primary APN352689 247.02-04-07.21
Alternative APN
  • 268924700200040072100000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area576 sqft Living Area
1st Floor Area576 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions182 ft deep x 25 ft wide
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space
Canopy160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address18 ELLEN ST
CityBERNHARDS BAY
StateNY
Zip13028-3193
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 60 148-013-000
Legal SubdivisionSCRIBAS PATENT
Legal Block4
Legal Lot Number7.210
JurisdictionOSWEGO NY
Township / Civil DivisionCONSTANTIA
Census Block Group2
Census Block2003
Census Tract20600

Owner

Source: Oswego County and Constantia Town records · APN 352689 247.02-04-07.21

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4183 ANTLER LN, LIVERPOOL, NY 13090-6818
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Warranty Deed, Transfer
Oct 12, 2022Warranty Deed, Transfer
NOT AVAILABLE, OSWEGO VALLEY ABSTRACT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2023 · Amount on Record
Deed SaleMay 30, 2023 · Amount on Record
Prior SaleOct 12, 2022 · Amount on Record
Deed Document Number20234410
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateMay 30, 2023
Property Address18 ELLEN ST, BERNHARDS BAY, NY 13028-3193
Document Number0000004410
Instrument DateMay 17, 2023
InstrumentR-2023-004410
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 ELLEN STREET, CONSTANTIA, NY 13044

Transferred To (Grantee/Buyer)

NameVerified Name
Address4183 ANTLER LN, LIVERPOOL, NY 13090-6818

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateOct 12, 2022
Property Address18 ELLEN ST, BERNHARDS BAY, NY 13028-3193
Document Number0000001070
Instrument DateSep 28, 2022
InstrumentR-2022-011070
Transaction TypeTransfer
Record UpdatedNov 02, 2022
Title CompanyNOT AVAILABLE, OSWEGO VALLEY ABSTRACT

Transaction

AmountAmount Recorded
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 CAMBRIDGE RD, 100, HILTON, NY 14468-1453

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 BIRCH ST, LOON LAKE, NY 12989-2810

Tax Assessment & Valuation

Source: Oswego County and Constantia Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionConstantia Town
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,557.00$39,800 (-) Land $9,500 Building $30,300$72,364 (+18.18%) Land $17,273 Building $55,091
2023$39,800 (-) Land $9,500 Building $30,300$61,231 (+21.54%) Land $14,615 Building $46,616
2022$39,800 Land $9,500 Building $30,300$50,380 Land $12,025 Building $38,355

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750206002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Nearby Flood Policies19 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimMar 1993, river or lake flooding

Wildfire

Wildfire RiskLow
above 7% of the US · above 11% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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