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12 Ellen St, Bernhards Bay, NY 13028 Property Records

Oswego County and Constantia Town property record for 12 Ellen St, Bernhards Bay, NY 13028

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 1 ba · 1,665 sqft · built 1930
Lot Size0.368 acres (16,069 sqft)
OwnerIndividual Name on File
Last Sale$9,000 (Aug 1998)
Tax Bill$1,451 (2025)
Deeds & MortgagesJun 2020 Transfer
Flood ZoneZone X (minimal risk)
APN352689 247.02-04-42

Property Details

APN / Parcel Number

Primary APN352689 247.02-04-42
Alternative APN
  • 268924700200040420000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,665 sqft Total Area
1st Floor Area1,308 sqft
Basement Area357 sqft
Finished Basement357 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleRanch
Exterior MaterialWood
Lot Area16,069 sqft (0.368 acres)
Lot Dimensions176 ft deep x 91.3 ft wide
Garage TypeCarport
Garage Area192 sqft
CarportCarport
Carport Area192 sqft
PorchPorch
Porch Area91 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address12 ELLEN ST
CityBERNHARDS BAY
StateNY
Zip13028-3193
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionLOT 60 002-011-000
Legal Block4
Legal Lot Number42.000
JurisdictionOSWEGO NY
Township / Civil DivisionCONSTANTIA
Census Block Group2
Census Block2003
Census Tract20600

Owner

Source: Oswego County and Constantia Town records · APN 352689 247.02-04-42

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4937 W SADDLEHORN RD, PHOENIX, AZ 85083-2211
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 21, 1998 · Amount on Record
Deed SaleAug 21, 1998 · Amount on Record
Deed Book / Page1423 / 316
Record UpdatedJun 08, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSWEGO NY
Recording DateJun 18, 2020
Property Address12 ELLEN ST, BERNHARDS BAY, NY 13028-3193
Document Number0000004830
Instrument DateMay 27, 2020
Instrument4830
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4937 W SADDLEHORN RD PHOENIX AZ 850832211, PHOENIX, AZ 85083-2211

Tax Assessment & Valuation

Source: Oswego County and Constantia Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionConstantia Town
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,451.00$37,100 (-) Land $10,200 Building $26,900$67,455 (+18.18%) Land $18,546 Building $48,909
2023$37,100 Land $10,200 Building $26,900$57,077 Land $15,692 Building $41,385

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), as of October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750206002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimMar 1993 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 74 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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