18 E Water St, Troy, OH 45373 Property Records

Miami County property record for 18 E Water St, Troy, OH 45373

Property Summary

Property Type	Office Building
Details	6 bd · 2 ba · 3,578 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$109,000 (Feb 2026)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-000520`

Property Details

APN / Parcel Number

Primary APN	`D08-000520`
Alternative APNs	`050621.4-12-002-00` `D08NE001 01600`

Interior

Full Baths	2 Baths
Half Baths	4 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,578 sqft Total Area
1st Floor Area	3,578 sqft
Upper Floors Area	1,789 sqft
Basement Area	1,789 sqft
Unfinished Basement	1,789 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	18 E WATER ST
City	TROY
State	OH
Zip	45373-3435
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	IN LOT 19 57 1/2 X 100.3 NE COR
Legal Subdivision	CITY OF TROY
Legal Lot Number	19
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1012
Census Tract	365200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Troy Public Square listed 1975 · 13 contributing resources · NRIS 75001491

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18 E WATER ST, TROY, OH 45373-3435
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 4, 2026	Warranty Deed, Transfer
May 27, 2021	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	May 1, 1982
Deed Document Number	20261391
Last Transfer Date	Feb 12, 2026
Transfer Doc	0000001743
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 13, 2026
Property Address	18 E WATER ST, TROY, OH 45373-3435
Document Number	0000001743
Map Reference	VOL 3 PG 122
Instrument Date	Feb 12, 2026
Instrument	2026OR-01743
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E WATER ST, TROY, OH 45373-3435

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 4, 2026
Property Address	18 E WATER ST, TROY, OH 45373-3435
Document Number	0000001391
Map Reference	VOL 3 PG 122
Instrument Date	Jan 12, 2025
Instrument	2026OR-01391
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E WATER ST, TROY, OH 45373-3435

May 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MIAMI OH
Recording Date	May 27, 2021
Property Address	18 E WATER ST, TROY, OH 45373-3435
Document Number	0000009381
Instrument Date	May 21, 2021
Instrument	9381
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E WATER ST TROY OH 453733435, TROY, OH 45373-3435

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00 (+2.57%)	$61,750 (+20.65%) Land $13,480 Building $48,270	$176,400 (+20.66%) Land $38,500 Building $137,900
2024	$2,999.00 (+2.15%)	$51,180 (-) Land $11,240 Building $39,940
2023	$2,936.00 (+8.7%)	$51,180 (-) Land $11,240 Building $39,940	$146,200 (-) Land $32,100 Building $114,100
2022	$2,701.00	$51,180 Land $11,240 Building $39,940	$146,200 Land $32,100 Building $114,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1990)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Watch TV.

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