16 E Water St, Troy, OH 45373 Property Records

Miami County property record for 16 E Water St, Troy, OH 45373

Property Summary

Property Type	Office Building
Details	2 bd · 2.5 ba · 2,378 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Nov 1978)
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Sep 2021 Transfer Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-000530`

Property Details

APN / Parcel Number

Primary APN	`D08-000530`
Alternative APNs	`050621.4-12-003-00` `D08NE001 01700`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,378 sqft Total Area
1st Floor Area	2,378 sqft
Upper Floors Area	1,189 sqft
Basement Area	1,189 sqft
Unfinished Basement	1,189 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	16 E WATER ST
City	TROY
State	OH
Zip	45373-3435
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	IL-19 60' NW COR
Legal Subdivision	NOTTINGHILL SUBDIVISION
Legal Lot Number	19
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1012
Census Tract	365200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Troy Public Square listed 1975 · 13 contributing resources · NRIS 75001491

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 E WATER ST, TROY, OH 45373-3435
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Transfer on Death Deed, Transfer
Mar 2, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 30, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 1978 · Amount on Record
Deed Sale	Nov 1, 1978 · Amount on Record
Prior Sale	Nov 1, 1978
Last Transfer Date	Feb 25, 2021
Transfer Doc	0000003454
Record Updated	Sep 20, 2026

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 20, 2021
Property Address	16 E WATER ST, TROY, OH 45373-3435
Document Number	0000016452
Instrument Date	Sep 16, 2021
Instrument	2021OR-16452
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 2, 2021
Property Address	16 E WATER ST, TROY, OH 45373-3435
Document Number	0000003454
Instrument Date	Feb 25, 2021
Instrument	3454
Transaction Type	Transfer
Record Updated	Apr 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 NOTTINGHILL LN TROY OH 453731174, TROY, OH 45373-1174

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 9, 2020
Property Address	16 E WATER ST, TROY, OH 45373-3435
Document Number	0000018532
Instrument Date	Dec 7, 2020
Instrument	18532
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 NOTTINGHILL LN TROY OH 453731174, TROY, OH 45373-1174

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MIAMI OH
Recording Date	Apr 30, 2019
Property Address	16 E WATER ST, TROY, OH 45373-3435
Document Number	0000004381
Instrument Date	Apr 25, 2019
Instrument	4381
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	53 DRONFIELD RD TROY OH 453731507, TROY, OH 45373-1507

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,317.00 (+11.5%)	$46,520 (+31.19%) Land $15,890 Building $30,630	$132,900 (+31.19%) Land $45,400 Building $87,500
2024	$2,078.00 (+2.16%)	$35,460 (-) Land $13,230 Building $22,230
2023	$2,034.00 (+8.65%)	$35,460 (-) Land $13,230 Building $22,230	$101,300 (-) Land $37,800 Building $63,500
2022	$1,872.00	$35,460 Land $13,230 Building $22,230	$101,300 Land $37,800 Building $63,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1990)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Watch TV.

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