18 E Sapphire Ln, Spokane, WA 99208 Property Records

Spokane County property record for 18 E Sapphire Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,122 sqft · built 2006
Lot Size	0.247 acres (10,774 sqft)
Owner	2 Individual Names on File
Last Sale	$396,000 (Sep 2016)
Tax Bill	$6,678 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36053.2608`

Property Details

APN / Parcel Number

Primary APN	`36053.2608`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,122 sqft Living Area
Gross Area	4,386 sqft
1st Floor Area	1,650 sqft
Basement Area	1,636 sqft
Finished Basement	1,472 sqft
Unfinished Basement	164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,774 sqft (0.247 acres)
Garage Type	Attached
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces
Patio Area	22 sqft
Canopy	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18 E SAPPHIRE LN
City	SPOKANE
State	WA
Zip	99208-6028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	WANDERMERE HEIGHTS: LOT 8 BLK 3 (AFN 5262312)
Legal Range	43E
Legal Township	26N
Legal Section	05
Legal Subdivision	WANDERMERE HEIGHTS
Legal Block	3
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3001
Census Tract	10506

Owner

18 E Sapphire Ln is owned and occupied by two individuals who bought it in September 2016.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 E SAPPHIRE LN, SPOKANE, WA 99208-6028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2016 · Amount on File
Deed Sale	Sep 27, 2016 · Amount on File
Prior Sale	Jul 20, 2015 · Amount on File
Deed Document Number	20166538274
Prior Transfer Date	Sep 7, 2012
Prior Transfer Doc	0006129031
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	18 E SAPPHIRE LN, SPOKANE, WA 99208-6028
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007034717
Date	Feb 16, 2021
Instrument	7034717

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	18 E SAPPHIRE LN, SPOKANE, WA 99208-6028
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007214392
Date	Jun 10, 2022
Instrument	7214392

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 18 E Sapphire Ln was $6,678, down 0.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,678.00 (-0.73%)	$645,000 Land $135,000 Building $510,000	$645,000 Land $135,000 Building $510,000
2025	$6,727.00
2024		$630,500 (+23.05%) Land $100,000 Building $530,500	$630,500 (+23.05%) Land $100,000 Building $530,500
2023	$5,825.00 (-0.09%)	$512,400 Land $65,000 Building $447,400	$512,400 Land $65,000 Building $447,400
2022	$5,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 E Sapphire Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 E Sapphire Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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