28 E Sapphire Ln, Spokane, WA 99208 Property Records

Spokane County property record for 28 E Sapphire Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,455 sqft · built 2006
Lot Size	0.261 acres (11,358 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Sep 2021)
Tax Bill	$5,629 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36053.2612`

Property Details

APN / Parcel Number

Primary APN	`36053.2612`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,455 sqft Living Area
Gross Area	3,177 sqft
1st Floor Area	1,367 sqft
Basement Area	548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Architectural Style	Split Level
Exterior Material	Wood Frame
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,358 sqft (0.261 acres)
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	200 sqft
Canopy	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	28 E SAPPHIRE LN
City	SPOKANE
State	WA
Zip	99208-6028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	WANDERMERE HEIGHTS: LOT 12 BLK 3 (AFN 5262312)
Legal Range	43E
Legal Township	26N
Legal Section	05
Legal Subdivision	WANDERMERE HEIGHTS
Legal Block	3
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3001
Census Tract	10506

Owner

28 E Sapphire Ln is owned and occupied by two individuals who bought it in September 2021.

Source: Spokane County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 E SAPPHIRE LN, SPOKANE, WA 99208-6028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
May 14, 2019	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	May 11, 2011 · Amount on File
Deed Document Number	20217125477
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 14, 2021
Property Address	28 E SAPPHIRE LN, SPOKANE, WA 99208-6028
Document Number	0007125477
Map Reference	VOL 31 PG 61&62
Instrument Date	Sep 8, 2021
Instrument	7125477
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,963.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E SAPPHIRE LN, SPOKANE, WA 99208-6028

Mortgage

Document Number	0007125478
Date	Sep 14, 2021
Instrument	7125478

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	28 E SAPPHIRE LN, SPOKANE, WA 99208-6028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006805062
Date	May 14, 2019
Instrument	6805062

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 28 E Sapphire Ln was $5,629, down 3.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,629.00 (-3.68%)	$547,200 Land $135,000 Building $412,200	$547,200 Land $135,000 Building $412,200
2025	$5,844.00
2024		$594,300 (+35.78%) Land $100,000 Building $494,300	$594,300 (+35.78%) Land $100,000 Building $494,300
2023	$5,493.00 (+10.15%)	$437,700 Land $65,000 Building $372,700	$437,700 Land $65,000 Building $372,700
2022	$4,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 E Sapphire Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 E Sapphire Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

Nearby Properties on E Sapphire Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures