18 E Main St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 18 E Main St, Cambridge, NY 12816 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1910
Square Footage	2,436 sqft Living Area
Lot Size	25,700 sqft (0.59 acres)
Occupancy	Owner Occupied
Last Sale	$134,280 (2025)
Tax Bill	$5,667.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`535001 255.20-8-2`
Alternative APNs	`500125502000080020000000` `961A100186`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,436 sqft Living Area
1st Floor	1,596 sqft 1st Floor
2nd Floor	840 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	25,700 sqft (0.59 acres)
Depth X Width	376 ft x 66 ft Depth x Width
Porch Area	102 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	961A100186
Street Address	18 E MAIN ST
City	CAMBRIDGE
State	NY
Zip	12816-1225
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RES & OFFICE
Legal Block	8
Legal Lot Number	2.000
Jurisdiction	WASHINGTON NY
Minor Civil Division	WHITE CREEK
Census Blockgroup	1
Census Block	1027
Census Tract	92000

Owner

Source: Washington County and White Creek Town records · APN 535001 255.20-8-2

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18 E MAIN ST, CAMBRIDGE, NY 12816-1225
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2025 · Amount on Record
Deed Sale	Jun 03, 2025 · Amount on Record
Prior Transfer Date	Feb 20, 2002
Prior Transfer Doc	0899000350
Record Refreshed	Jun 08, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Jun 03, 2025
Property Address	18 E MAIN ST, CAMBRIDGE, NY 12816-1225
Document Number	0000000473
Instrument Date	May 23, 2025
Instrument	2025-2473
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E MAIN ST, CAMBRIDGE, NY 12816-1225

Mortgage

Document Number	0000000474
Date	Jun 03, 2025
Instrument	2025-2474

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

Tax Assessment & Valuation

Source: Washington County and White Creek Town records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	White Creek Town
Municipality	Cambridge Village
Unified School District	Cambridge Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,667.00 Homeowner's exemption	$182,000 (-) Land $24,800 Building $157,200	$219,277 (+6.02%) Land $29,880 Building $189,397
2024		$182,000 (-) Land $24,800 Building $157,200	$206,818 (+11.36%) Land $28,182 Building $178,636
2023		$182,000 Land $24,800 Building $157,200	$185,714 Land $25,306 Building $160,408

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (36115C), updated July 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.