14 E Main St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 14 E Main St, Cambridge, NY 12816

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 2,640 sqft · built 1900
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$29,900 (Jun 2018)
Tax Bill$5,097 (2026)
Deeds & MortgagesMay 2020 Mortgage
Jun 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN535001 255.20-7-10.1

Property Details

APN / Parcel Number

Primary APN535001 255.20-7-10.1
Alternative APN
  • 500125502000070100010000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,640 sqft Total Area
1st Floor Area1,320 sqft
2nd Floor Area1,320 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions125 ft deep x 57 ft wide
PorchSlab

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address14 E MAIN ST
CityCAMBRIDGE
StateNY
Zip12816-1220
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRT
Legal DescriptionAPT 820/314 BDY AGMT
Legal Block7
Legal Lot Number10.001
JurisdictionWASHINGTON NY
Township / Civil DivisionWHITE CREEK
Census Block Group1
Census Block1026
Census Tract92000

Owner

Source: Washington County and White Creek Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1132 OBLOCK RD, PITTSBURGH, PA 15239-2518
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
TCT FCU
Jun 18, 2018Grant Deed, Transfer
Mar 21, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2018 · Amount on Record
Deed SaleJun 18, 2018 · Amount on Record
Prior SaleMar 21, 2018 · Amount on Record
Deed Document Number2018120451
Deed Book / Page3934 / 42
Prior Transfer DateJun 7, 2018
Prior Transfer Doc0039340042
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON NY
Property Address14 E MAIN ST, CAMBRIDGE, NY 12816-1220
Document Number0000002404
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 E MAIN ST CAMBRIDGE NY 128161220, CAMBRIDGE, NY 12816-1220

Mortgage

Document Number0000002404
DateJun 5, 2020
Instrument2404
Lender
NameTCT FCU
TypeCredit Union
AddressBALLSTON SPA, NY 12020-2684
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 4, 2025

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON NY
Recording DateJun 18, 2018
Property Address14 E MAIN ST, CAMBRIDGE, NY 12816-1220
Document Number0039340042
Book / Page003934 / 000042
Instrument DateJun 11, 2018
Transaction TypeTransfer
Record UpdatedJul 24, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 E MAIN ST CAMBRIDGE NY 128161220, CAMBRIDGE, NY 12816-1220

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWASHINGTON NY
Recording DateMar 21, 2018
Property Address14 E MAIN ST, CAMBRIDGE, NY 12816-1220
Document Number0039050107
Book / Page003905 / 000107
Instrument DateFeb 27, 2018
Transaction TypeForeclosure
Record UpdatedApr 16, 2018

Transaction

Tax$0.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address5600 GRANITE PKWY PLANO TX 75024, PLANO, TX 75024

Tax Assessment & Valuation

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionWhite Creek Town
MunicipalityCambridge Village
Unified School DistrictCambridge Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,097.00 (+4.68%)
2025$4,869.00$150,000 (-) Land $9,800 Building $140,200$180,723 (+18.07%) Land $11,807 Building $168,916
2023$150,000 (-) Land $9,800 Building $140,200$153,061 (+2.04%) Land $10,000 Building $143,061
2022$150,000 Land $9,800 Building $140,200$150,000 Land $9,800 Building $140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2008)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2008 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIDGE WATER WORKS
private · serves 3,000 people · EPA ID NY5700117
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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