Lake County property record for 18 E Bay Ave, Yalaha, FL 34797
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1979 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Feb 2026) |
| Tax Bill | $1,639 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-20-25-0300-000-08700 |
| Primary APN | 17-20-25-0300-000-08700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 1,766 sqft |
| 1st Floor Area | 1,134 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 504 sqft |
| Utility Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1799252 |
|---|---|
| Street Address | 18 E BAY AVE |
| City | YALAHA |
| State | FL |
| Zip | 34797-3050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SPRINGS BATH & YACHT CLUB UNIT 1 LOT 87 PB 14 PG 27 ORB 4722 PG 481 ORB 6567 PG 427 |
| Legal Range | 25E |
| Legal Township | 20S |
| Legal Section | 17 |
| Legal Subdivision | BATH & YACHT CLUB UNIT |
| Legal Tract | 0300 |
| Legal Lot Number | 87 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | HOWEY-IN-THE-HILLS-OKAHUMPKA |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 31105 |
Source: Lake County records, as of February 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 LONESOME PINE TRL, YALAHA, FL 34797-3058 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on Record |
| Deed Sale | Feb 2, 2026 · Amount on Record |
| Prior Sale | Jul 23, 2025 · Amount on Record |
| Deed Document Number | 202613238 |
| Deed Book / Page | 6675 / 1749 |
| Prior Transfer Date | Jun 11, 2025 |
| Prior Transfer Doc | 0065670427 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 18 E BAY AVE, YALAHA, FL 34797-3050 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18 E BAY AVE, YALAHA, FL 34797-3050 |
| Document Number | 0057610707 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 5761/707 |
| Instrument | 2021103922 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Jan 1, 2046 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,630 (+2.9%) | $210,548 (-) Land $66,500 Building $144,048 | |
| 2025 | $106,540 (+5.98%) Land $66,500 Building $40,040 | $210,548 (+3.14%) Land $66,500 Building $144,048 | |
| 2024 | $1,639.00 (+16.82%) | ||
| 2023 | $1,403.00 (+15.95%) Homeowner's exemption | $100,530 (+2.99%) | $204,145 (+10.26%) Land $66,500 Building $137,645 |
| 2022 | $1,210.00 Homeowner's exemption | $97,610 | $185,145 Land $47,500 Building $137,645 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 3 (2024–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGS PARK AREA INC private · serves 334 people · EPA ID FL3351254 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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