Lake County property record for 13 E Bay Ave, Yalaha, FL 34797 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,036 sqft · built 1991 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $113,500 (Jun 2012) |
| Tax Bill | $2,075 (2024) |
| Deeds & Mortgages | Aug 2025 Line of Credit Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-20-25-0300-000-07700 |
| Primary APN | 17-20-25-0300-000-07700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,036 sqft Living Area |
| Gross Area | 2,786 sqft |
| 1st Floor Area | 2,036 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | Deck Area |
| Patio Area | 320 sqft |
| Utility Building | 1,218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1274834 |
|---|---|
| Street Address | 13 E BAY AVE |
| City | YALAHA |
| State | FL |
| Zip | 34797-3049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGS BATH & YACHT CLUB UNIT 1 LOT 77 PB 14 PG 27 ORB 4179 PG 2348 ORB 6585 PG 97 |
| Legal Range | 25E |
| Legal Township | 20S |
| Legal Section | 17 |
| Legal Subdivision | BATH & YACHT CLUB UNIT |
| Legal Tract | 0300 |
| Legal Lot Number | 77 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | HOWEY-IN-THE-HILLS-OKAHUMPKA |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 31105 |
Source: Lake County records · APN 17-20-25-0300-000-07700
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 13 E BAY AVE, YALAHA, FL 34797-3049 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 25, 2025 | Intrafamily Transfer, Transfer · Line of Credit TRUIST BANK |
| Apr 01, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2012 · Amount on Record |
| Deed Sale | Jun 28, 2012 · Amount on Record |
| Prior Sale | Apr 03, 2006 · Amount on Record |
| Deed Document Number | 201266892 |
| Deed Book / Page | 4179 / 2348 |
| Last Transfer Date | Aug 14, 2025 |
| Transfer Doc | 0065850097 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 25, 2025 |
| Property Address | 13 E BAY AVE, YALAHA, FL 34797-3049 |
| Document Number | 0065850097 |
| Book / Page | 6585 / 97 |
| Map Reference | MB 14 PG 27 |
| Instrument Date | Aug 14, 2025 |
| Instrument | 2025104649 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 E BAY AVE, YALAHA, FL 34797-3049 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Number | 0066192142 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 6619/2142 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Oct 03, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 13 E BAY AVE, YALAHA, FL 34797-3049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PROGRESSIVE LAND TTL AGCY LT |
| Name | Verified Name |
|---|
| Document Number | 0052562142 |
|---|---|
| Date | Apr 01, 2019 |
| Book Page | 5256/2142 |
| Instrument | 2019035213 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2034 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,900 (+2.9%) | $288,506 (-) Land $66,500 Building $222,006 | |
| 2025 | $144,710 (+2.89%) Land $66,500 Building $78,210 | $288,506 (-) Land $66,500 Building $222,006 | |
| 2024 | $2,075.00 (+9.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $140,640 (+3%) Land $66,500 Building $74,140 | $288,506 (+2.44%) Land $66,500 Building $222,006 |
| 2023 | $1,887.00 (+11.33%) Homeowner's exemption | $136,550 (+2.99%) | $281,627 (+7.23%) Land $66,500 Building $215,127 |
| 2022 | $1,695.00 Homeowner's exemption | $132,580 | $262,627 Land $47,500 Building $215,127 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690311052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 67 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 3 (2024–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2025, other causes |
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,613 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Lumen Technologies | Fiber | 940 / 940 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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