Kenton County property record for 18 E 31st St, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1919 |
| Square Footage | 1,224 sqft Finished Area |
| Lot Size | 3,000 sqft (0.068 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $123,000 (2020) |
| Tax Bill | $1,629.00 (2025) |
| Primary APN | 056-31-01-010.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,224 sqft Finished Area |
| Gross Area | 1,364 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1919 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,000 sqft (0.068 acres) |
| Depth X Width | 100 ft x 30 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0563101010.00 |
|---|---|
| Street Address | 18 E 31ST ST |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1213 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MCLANE FRED LOT F 30'X 100' NS 31ST 88' W FRAZIER |
| Legal Subdivision | MCLANE FRED |
| Legal Lot Number | F |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 61400 |
Source: Kenton County records · APN 056-31-01-010.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 E 31ST ST, COVINGTON, KY 41015-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Line of Credit GERMAN AMERICAN BANK |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Aug 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) AMERICAN MTG SVC |
| Feb 07, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MTG SVC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2020 · Amount on Record |
| Deed Sale | Aug 11, 2020 · Amount on Record |
| Prior Sale | Feb 07, 2017 · Amount on Record |
| Deed Doc Number | 0000036612 |
| Deed Book / Page | 36 / 612 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 22, 2026 |
| Property Address | 18 E 31ST ST, COVINGTON, KY 41015-1213 |
| Document Number | 0000015783 |
| Book / Page | 464 / 270 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 202615783 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18 E 31ST ST, COVINGTON, KY 41015-1213 |
| Document Number | 0000015783, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 464/270 |
| Instrument | 202615783 |
| Name | GERMAN AMERICAN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 18 E 31ST ST, COVINGTON, KY 41015-1213 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900195 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 278/82 |
| Instrument | 21092705900195 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 11, 2020 |
| Property Address | 18 E 31ST ST, COVINGTON, KY 41015-1213 |
| Document Number | 0000000238 |
| Book / Page | 000036 / 000612 |
| Instrument Date | Aug 03, 2020 |
| Instrument | 238 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 E 31ST ST COVINGTON KY 410151213, COVINGTON, KY 41015-1213 |
| Document Number | 239 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 000M81/000154 |
| Instrument | 239 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 07, 2017 |
| Property Address | 18 E 31ST ST, COVINGTON, KY 41015-1213 |
| Document Number | 0000000040 |
| Book / Page | 0C6091 / 000081 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 40 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 E 31ST ST COVINGTON KY 410151213, COVINGTON, KY 41015-1213 |
| Document Number | 42 |
|---|---|
| Date | Feb 07, 2017 |
| Book Page | 0C6091/000084 |
| Instrument | 42 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 06, 2047 |
| Document Number | 43, |
|---|---|
| Date | Feb 07, 2017 |
| Book Page | 0C6091/000099 |
| Instrument | 43 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | COVINGTON, KY 41019 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Feb 06, 2022 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,629.00 (-0.55%) | $123,000 (-) Land $5,000 Building $118,000 | $123,000 (-) Land $5,000 Building $118,000 |
| 2023 | $1,638.00 | $123,000 Land $5,000 Building $118,000 | $123,000 Land $5,000 Building $118,000 |
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