15 E 31st St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 15 E 31st St, Covington, KY 41015 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1929
Square Footage1,518 sqft Finished Area
Lot Size3,049 sqft (0.07 acres)
OccupancyOwner Occupied
Last Sale$185,000 (2025)
Tax Bill$1,570.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-31-02-006.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,518 sqft Finished Area
Gross Area1,638 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area3,049 sqft (0.07 acres)
Depth X Width100 ft x 32 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address15 E 31ST ST
CityCOVINGTON
StateKY
Zip41015-1212
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionROGERS W 24' LOT 404 & E 8' LOT 405
Legal SubdivisionROGERS M
Legal Lot Number404,40
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1008
Census Tract61400

Owner

Source: Kenton County records · APN 056-31-02-006.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15 E 31ST ST, COVINGTON, KY 41015-1212
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Jul 27, 2022Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Apr 22, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 16, 2025 · Amount on Record
Deed SaleJul 16, 2025 · Amount on Record
Prior SaleAug 22, 2005 · Amount on Record
Deed Doc Number202569
Deed Book / Page352 / 461
Prior Transfer DateApr 14, 2022
Prior Transfer Doc0005900146
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address15 E 31ST ST, COVINGTON, KY 41015-1212
Transaction TypeMortgage
Record UpdatedNov 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900048
DateOct 19, 2023
Book PageKCM 501/101
Instrument23101905900048
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 10, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address15 E 31ST ST, COVINGTON, KY 41015-1212
Transaction TypeMortgage
Record UpdatedAug 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900030
DateJul 27, 2022
Book Page391/882
Instrument22072705900030
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 10, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateApr 22, 2022
Property Address15 E 31ST ST, COVINGTON, KY 41015-1212
Document Number0005900146
Book / Page161 / 406
Instrument DateApr 14, 2022
Instrument22042205900146
Transaction TypeTransfer
Record UpdatedMay 26, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3718 VISALIA RD, 3718, MORNING VIEW, KY 41063-8727

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3718 VISALIA RD, MORNING VIEW, KY 41063-8727

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,570.00 (-0.51%)$118,500 (-) Land $5,000 Building $113,500$118,500 (-) Land $5,000 Building $113,500
2023$1,578.00$118,500 Land $5,000 Building $113,500$118,500 Land $5,000 Building $113,500

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