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18 E 10th St, Spencer, IA 51301 Property Records

Clay County property record for 18 E 10th St, Spencer, IA 51301

Property Summary

Property TypeApartments (5+ Units)
Details6,624 sqft · built 1977
Lot Size0.317 acres (13,800 sqft)
Owner2 Company Names on Record
Last Sale$330,000 (Oct 2018)
Tax Bill$5,498 (2025)
Deeds & MortgagesOct 2018 Sale
Flood ZoneZone X (minimal risk)
APN963607331007

Property Details

APN / Parcel Number

Primary APN963607331007
Alternative APN
  • 64096360733100700

Interior

Stories2 Stories
Building Area6,624 sqft Gross Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialConcrete
Roof MaterialTar & Gravel
Lot Area13,800 sqft (0.317 acres)
Lot Dimensions150 ft deep x 92 ft wide
PorchSlab
Patio Area3 sqft
Canopy736 sqft

Utilities, Heating & Cooling

Heating FuelElectric
Water SourceCommercial

Location & Zoning

Street Address18 E 10TH ST
CitySPENCER
StateIA
Zip51301-4316
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeC-1 GENERA
Legal DescriptionE 92' 1-3 9 1ST RY ADD
Legal Range36W
Legal Township96N
Legal Section7
Legal SubdivisionRAILWAY 1ST ADDITION
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3070
Census Tract80200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Grand Avenue Residential Historic District
listed 2014 · 97 contributing resources · NRIS 14000212

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clay County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3741 BOLSA CT, SACRAMENTO, CA 95864-2934
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2018 · Amount on Record
Deed SaleOct 1, 2018 · Amount on Record
Deed Document Number20182552
Deed Book / Page2018 / 2552
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateOct 1, 2018
Property Address18 E 10TH ST, SPENCER, IA 51301-4316
Document Number2018/2552
Book / Page2018 / 2552
Instrument DateSep 27, 2018
Instrument000000002552
Transaction TypeTransfer
Record UpdatedJun 28, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3741 BOLSA CT, SACRAMENTO, CA 95864-2934

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,498.00 (+7.09%)$359,070 (+11.98%) Land $34,500 Building $324,570$359,070 (+11.98%) Land $34,500 Building $324,570
2024$5,134.00 (+12.64%)
2023$320,650 (+23.93%) Land $23,460 Building $297,190$320,650 (+23.93%) Land $23,460 Building $297,190
2022$4,558.00$258,740 Land $23,460 Building $235,280
2021$258,740 Land $23,460 Building $235,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink, Verizon.

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