101 E 10th St, Spencer, IA 51301 Property Records

Clay County property record for 101 E 10th St, Spencer, IA 51301

Property Summary

Property Type	Medical Building
Details	41,866 sqft · built 1979
Lot Size	2.06 acres (90,169 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Aug 1996)
Tax Bill	$138,746 (2024)
Flood Zone	Zone X (minimal risk)
APN	`963607328001`

Property Details

APN / Parcel Number

Primary APN	`963607328001`
Alternative APN	`68296360732800100`

Interior

Stories	2 Stories
Building Area	41,866 sqft Gross Area
Gross Area	83,732 sqft
Flooring	Carpet
Elevator	Elevator

Exterior

Year Built	Built 1979
Exterior Material	Precast Concrete Panel
Roof Material	Urethane Foam
Lot Area	90,169 sqft (2.06 acres)
Lot Dimensions	300 ft deep x 300 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Old Parcel Number	68296360732800100
Street Address	101 E 10TH ST
City	SPENCER
State	IA
Zip	51301-4307
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Local Zoning Code	C-1 GENERAL COMMERCIAL
Legal Description	ALL BLOCK 1 1ST RY ADD & VACATED ALLEY
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	RAILWAY 1ST ADDITION
Legal Block	1
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3068
Census Tract	80200

Owner

Source: Clay County records · APN 963607328001

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	106 E MAIN ST, LAKE MILLS, IA 50450-1441
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 1996 · Amount on Record
Deed Sale	Aug 19, 1996 · Amount on Record
Deed Document Number	00000R3622
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,729,960 (+1.97%) Land $303,500 Building $4,426,460	$4,729,960 (+1.97%) Land $303,500 Building $4,426,460
2024	$138,746.00 (+18.61%)
2023		$4,638,450 (+13.38%) Land $540,000 Building $4,098,450	$4,638,450 (+13.38%) Land $540,000 Building $4,098,450
2022	$116,972.00	$4,090,930 Land $540,000 Building $3,550,930
2021			$4,090,930 Land $540,000 Building $3,550,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 21, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spencer Municipal Communications Utility Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Verizon.

Based on FCC filings for 451 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPENCER MUNICIPAL WATER UTILITY serves 11,325 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.