18 Cranberry Cir, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 18 Cranberry Cir, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,806 sqft · built 2004
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Jul 2008)
Tax Bill	$16,928 (2026)
Deeds & Mortgages	May 2021 Refinance Jul 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`R-11 0011-2`

Property Details

APN / Parcel Number

Primary APN	`R-11 0011-2`
Alternative APNs	`STOW M:000R-11 P:011-2` `M:000R=11 P:011 =2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,806 sqft Living Area
Gross Area	5,296 sqft
1st Floor Area	1,478 sqft
Basement Area	1,468 sqft
Unfinished Basement	140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-11 0011-2
Street Address	18 CRANBERRY CIR
City	STOW
State	MA
Zip	01775-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2015
Census Tract	323101

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 CRANBERRY CIR, STOW, MA 01775-1252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FORTRESS BANK
Jul 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2008 · Amount on File
Deed Sale	Jul 30, 2008 · Amount on File
Prior Sale	Jul 30, 2008 · Amount on File
Deed Document Number	2008125877
Deed Book / Page	51506 / 587
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	18 CRANBERRY CIR, STOW, MA 01775-1252
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77670-536
Date	May 3, 2021
Book Page	77670/536
Instrument	99641

Lender

Name	FORTRESS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	18 CRANBERRY CIR, STOW, MA 01775-1252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72881-55
Date	Jul 3, 2019
Book Page	72881/55
Instrument	94770

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,928.00 (+3.95%)	$947,300 (+1.34%) Land $387,100 Building $560,200	$1,003,078 (-1.66%)
2025	$16,284.00 (+9.95%)	$934,800 (+7.12%) Land $368,600 Building $566,200	$1,020,015
2024	$14,810.00 (+3.31%)	$872,700 (+10.37%) Land $337,800 Building $534,900
2023	$14,335.00	$790,700 Land $307,100 Building $483,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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