12 Cranberry Cir, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 12 Cranberry Cir, Stow, MA 01775

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,692 sqft · built 2004
Lot Size1.56 acres (68,346 sqft)
Owner2 Individual Names on File
Last Sale$925,000 (Oct 2025)
Tax Bill$15,331 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR-11 0011-1

Property Details

APN / Parcel Number

Primary APNR-11 0011-1
Alternative APNs
  • STOW M:000R-11 P:011-1
  • M:000R=11 P:011 =1

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,692 sqft Living Area
Gross Area5,352 sqft
1st Floor Area1,732 sqft
Basement Area1,732 sqft
Unfinished Basement1,732 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area68,346 sqft (1.56 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberR-11 0011-1
Street Address12 CRANBERRY CIR
CitySTOW
StateMA
Zip01775-1252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
JurisdictionSTOW MA
Township / Civil DivisionSTOW
Census Block Group2
Census Block2015
Census Tract323101

Owner

12 Cranberry Cir is owned and occupied by two individuals who bought it in October 2025.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12 CRANBERRY CIR, STOW, MA 01775-1252
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2025 · Amount on File
Deed SaleOct 24, 2025 · Amount on File
Prior SaleJun 25, 2004 · Amount on File
Deed Document Number2025129882
Deed Book / Page84784 / 70
Record UpdatedOct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTOW MA
Recording DateOct 24, 2025
Property Address12 CRANBERRY CIR, STOW, MA 01775-1252
Document Number0084784-70
Book / Page84784 / 70
Instrument DateOct 24, 2025
Instrument129882
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12 CRANBERRY CIR, STOW, MA 01775-1252

Mortgage

Document Number0000129883
DateOct 24, 2025
Instrument129883
Lender
NameMUTUAL OF OMAHA MORTGAGE
Agreement
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 12 Cranberry Cir was $15,331, down 4.1% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionStow Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,331.00 (-4.07%)$857,900 (-6.49%) Land $387,700 Building $470,200$955,938 (-8.37%)
2025$15,981.00 (+10.04%)$917,400 (+7.2%) Land $369,100 Building $548,300$1,043,290
2024$14,523.00 (+13.93%)$855,800 (+21.72%) Land $338,300 Building $517,500
2023$12,747.00$703,100 Land $307,600 Building $395,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Cranberry Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Cranberry Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cranberry Cir

Nearby Streets

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