Baltimore County property record for 18 Cowl Ct, Baltimore, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1942 |
| Lot Size | 0.157 acres (6,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jul 2018) |
| Tax Bill | $1,232 (2023) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2018 Sale & Mortgage |
| APN | 15-1523350570 |
| Primary APN | 15-1523350570 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| 1st Floor Area | 1,008 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,882 sqft (0.157 acres) |
| Lot Width | 40 ft Width |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 1523350570 |
|---|---|
| Street Address | 18 COWL CT |
| City | BALTIMORE |
| State | MD |
| Zip | 21220-3517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18 COWL CT VICTORY VILLA |
| Legal Section | 1 |
| Legal Subdivision | VICTORY VILLA SUB SEC 1 G |
| Legal Lot Number | 26 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 451300 |
18 Cowl Ct is owned and occupied by an individual who bought it in July 2018.
Source: Baltimore County records, as of September 22, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 18 COWL CT, BALTIMORE, MD 21220-3517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC |
| Jul 31, 2018 | Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on File |
| Deed Sale | Jul 31, 2018 · Amount on File |
| Prior Sale | Feb 22, 2013 · Amount on File |
| Deed Document Number | 0040519246 |
| Deed Book / Page | 40519 / 246 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 18 COWL CT, BALTIMORE, MD 21220-3517 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 18 COWL CT, BALTIMORE, MD 21220-3517 |
| Document Number | 0464530357 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 46453/357 |
| Name | TITAN MUTUAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jul 31, 2018 |
| Property Address | 18 COWL CT, BALTIMORE, MD 21220-3517 |
| Document Number | 0405190246 |
| Book / Page | 0040519 / 246 |
| Map Reference | MB GLB22 FO105 |
| Instrument Date | Jul 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | GOLDSTAR TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18 COWL CT, MIDDLE RIVER, MD 21220-3517 |
| Document Number | 0040519251 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 0040519/251 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Baltimore County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,232.00 | $143,400 Land $54,200 Building $89,200 | $143,400 Land $54,200 Building $89,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 18 Cowl Ct; there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18 Cowl Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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