10 Cowl Ct, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 10 Cowl Ct, Baltimore, MD 21220

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,072 sqft · built 1942
Lot Size0.197 acres (8,580 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Jun 2026)
Tax Bill$3,263 (2024)
Deeds & MortgagesJun 2026 Sale & Mortgage
APN15-1519321110

Property Details

APN / Parcel Number

Primary APN15-1519321110
Alternative APN
  • 1519321110

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,072 sqft Living Area
1st Floor Area1,072 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,580 sqft (0.197 acres)
Lot Dimensions142 ft deep x 60 ft wide
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area96 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1519321110
Street Address10 COWL CT
CityMIDDLE RIVER
StateMD
Zip21220-3517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVICTORY VILLA
Legal SubdivisionVICTORY VILLA
Legal Block2
Legal Lot Number24
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2001
Census Tract451300

Owner

Source: Baltimore County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 COWL CT, MIDDLE RIVER, MD 21220-3517
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2026 · Amount on Record
Deed SaleJun 1, 2026 · Amount on Record
Prior SaleDec 11, 2012 · Amount on Record
Deed Document Number2026
Deed Book / Page51366 / 110
Prior Transfer DateNov 30, 2012
Prior Transfer Doc0329040470
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJun 1, 2026
Property Address10 COWL CT, MIDDLE RIVER, MD 21220-3517
Document Number0513660110
Book / Page51366 / 110
Instrument DateMay 20, 2026
Transaction TypeTransfer
Record UpdatedJun 11, 2026
Title CompanyWHITE ROSE SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277,750.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 COWL CT, MIDDLE RIVER, MD 21220-3517

Mortgage

Document Number5136000117,
DateJun 1, 2026
Book Page51366/117
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$170,767 (+11.39%)$179,500 (+17.09%) Land $58,200 Building $121,300
2024$3,263.00 (+129.95%)
2023$1,419.00$153,300 Land $54,600 Building $98,700$153,300 Land $54,600 Building $98,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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