Monmouth County and Ocean Township property record for 18 Cotswold Cir, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,332 sqft · built 1985 |
| Lot Size | 0.323 acres (14,083 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Nov 2023) |
| Tax Bill | $6,793 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37 00034-0000-00029-0000-C7.02 |
| Primary APN | 37 00034-0000-00029-0000-C7.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 963 sqft |
| Upper Floors Area | 651 sqft |
| Basement Area | 322 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,083 sqft (0.323 acres) |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 92 sqft |
| Patio Area | 121 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 37000340000000290000C7.02 |
|---|---|
| Street Address | 18 COTSWOLD CIR |
| City | OCEAN |
| State | NJ |
| Zip | 07712-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTSWOLD ON THE GREEN BLDG 7 UNIT 7 NIT 1A |
| Legal Subdivision | COTSWOLD/GREEN |
| Legal Block | 34 |
| Legal Lot Number | 29 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 806502 |
Source: Monmouth County and Ocean Township records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 COTSWOLD CIR, 7B, OCEAN, NJ 07712-2644 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIS MORTGAGE |
| Feb 27, 2024 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 14, 2023 | Deed, Transfer PURE TITLE LLC |
| Jan 21, 2020 | Grant Deed, Transfer · Conventional with PMI ADVISORS MTG |
| Nov 20, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on Record |
| Deed Sale | Nov 14, 2023 · Amount on Record |
| Prior Sale | Jan 21, 2020 · Amount on Record |
| Deed Document Number | 202379220 |
| Deed Book / Page | 9667 / 4137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 2, 2026 |
| Property Address | 18 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Document Number | 0000054175 |
| Book / Page | 9800 / 9216 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202654175 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | INVESTMENT SW TITLE, INVESTMENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000054175, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 9800/9216 |
| Instrument | 202654175 |
| Name | ATLANTIS MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 18 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0096790581 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 9679/581 |
| Instrument | 2024013184 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 19, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 14, 2023 |
| Property Address | 18 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Document Number | 0096674137 |
| Book / Page | 9667 / 4137 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 2023079220 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | PURE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 E END AVE, NEPTUNE CITY, NJ 07753-6208 |
| Name | Verified Name |
|---|---|
| Address | 18 COTSWOLD CIR # 7-B, 7-B, OCEAN, NJ 07712-2644 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 21, 2020 |
| Property Address | 18 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Document Number | 0000007527 |
| Book / Page | 009392 / 003148 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 7527 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 COTSWOLD CIRCLE 7-B #7 OCEAN NJ 07712, 7, OCEAN, NJ 07712 |
| Document Number | 7528 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 009392/003154 |
| Instrument | 7528 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 20, 2019 |
| Property Address | 18 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Document Number | 0000110125 |
| Book / Page | 009380 / 005992 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 110125 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $217.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 700 EMORY ST ASBURY PARK NJ 077126516, ASBURY PARK, NJ 07712-6516 |
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $535,500 (+2.08%) Land $315,000 Building $220,500 | $535,500 (+2.08%) Land $315,000 Building $220,500 | |
| 2025 | $524,600 (+12.31%) Land $309,000 Building $215,600 | $524,600 (+12.31%) Land $309,000 Building $215,600 | |
| 2024 | $6,793.00 (+6.12%) | ||
| 2023 | $467,100 (+26.38%) Land $248,000 Building $219,100 | $467,100 (+26.38%) Land $248,000 Building $219,100 | |
| 2022 | $6,401.00 (+0.68%) | $369,600 Land $161,000 Building $208,600 | $369,600 Land $161,000 Building $208,600 |
| 2021 | $6,358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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