Monmouth County and Ocean Township property record for 14 Cotswold Cir, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,332 sqft · built 1985 |
| Lot Size | 0.323 acres (14,083 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Jun 2026) |
| Tax Bill | $6,793 (2024) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00034-0000-00029-0000-C8.14 |
| Primary APN | 37-00034-0000-00029-0000-C8.14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 963 sqft |
| Upper Floors Area | 651 sqft |
| Basement Area | 322 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,083 sqft (0.323 acres) |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 92 sqft |
| Patio Area | 121 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 37000340000000290000C8.14 |
|---|---|
| Street Address | 14 COTSWOLD CIR |
| City | OCEAN |
| State | NJ |
| Zip | 07712-2643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | COTSWOLD/GREEN CONDO BLDG 08 |
| Legal Block | 34 |
| Legal Lot Number | 29 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 806502 |
14 Cotswold Cir is owned and occupied by an individual who bought it in June 2026.
Source: Monmouth County and Ocean Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 COTSWOLD CIR, OCEAN, NJ 07712-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK |
| Jul 2, 2020 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Feb 12, 2020 | Grant Deed, Transfer FIRST LEGACY GROUP TITLE AND ABSTRACT L, FIRST LEGACY GRP TITLE & ABS L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on File |
| Deed Sale | Jun 3, 2026 · Amount on File |
| Prior Sale | Feb 12, 2020 · Amount on File |
| Deed Document Number | 202644740 |
| Deed Book / Page | 9796 / 490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 3, 2026 |
| Property Address | 14 COTSWOLD CIR, OCEAN, NJ 07712-2643 |
| Document Number | 0000044740 |
| Book / Page | 9796 / 490 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202644740 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | OCEANVIEW TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57,065.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 COTSWOLD CIR, OCEAN, NJ 07712-2643 |
| Document Number | 0000044741, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 9796/498 |
| Instrument | 202644741 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 14 COTSWOLD CIR, OCEAN, NJ 07712-2643 |
| Document Number | 0000078342 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14 COTSWOLD CIR OCEAN NJ 077122643, OCEAN, NJ 07712-2643 |
| Document Number | 0000078342 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 009428/002667 |
| Instrument | 78342 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 12, 2020 |
| Property Address | 14 COTSWOLD CIR, OCEAN, NJ 07712-2643 |
| Document Number | 0000016146 |
| Book / Page | 009396 / 005206 |
| Instrument Date | Feb 6, 2020 |
| Instrument | 16146 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | FIRST LEGACY GROUP TITLE AND ABSTRACT L, FIRST LEGACY GRP TITLE & ABS L |
| Amount | Amount on Record |
|---|---|
| Tax | $309.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 GARRYFORD DR MIDDLETOWN NJ 077483760, MIDDLETOWN, NJ 07748-3760 |
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555,300 (+2.08%) Land $315,000 Building $240,300 | $555,300 (+2.08%) Land $315,000 Building $240,300 | |
| 2025 | $544,000 Land $309,000 Building $235,000 | $544,000 Land $309,000 Building $235,000 | |
| 2024 | $6,793.00 (-6.04%) | ||
| 2023 | $7,230.00 (+11.27%) | $472,900 Land $248,000 Building $224,900 | $472,900 Land $248,000 Building $224,900 |
| 2022 | $6,498.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Cotswold Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Cotswold Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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