18 Coldwater Cir, Lorena, TX 76655 Property Records

McLennan County property record for 18 Coldwater Cir, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,304 sqft · built 2001
Lot Size	0.878 acres (38,272 sqft)
Owner	Individual Name on File
Tax Bill	$6,880 (2024)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`300848000018000`

Property Details

APN / Parcel Number

Primary APN	`300848000018000`
Alternative APNs	`3008480000180000101` `131166`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,304 sqft Living Area
Gross Area	5,168 sqft
1st Floor Area	2,874 sqft
2nd Floor Area	1,430 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	38,272 sqft (0.878 acres)
Garage Type	Attached
Garage Area	864 sqft
Driveway	Driveway
Driveway Area	2,740 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	229 sqft
Patio Area	120 sqft
Fence	Fence
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	131166
Old Parcel Number	3008480000180000101
Street Address	18 COLDWATER CIR
City	LORENA
State	TX
Zip	76655-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TIMBER CREEK LOT 18 BLOCK 1 ACRES .8786
Legal Subdivision	TIMBER CREEK
Legal Block	1
Legal Lot Number	18
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1035
Census Tract	3712

Owner

Source: McLennan County records · APN 300848000018000

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	18 COLDWATER CIR, LORENA, TX 76655-3036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2020
Deed Sale	Jun 01, 2020
Deed Document Number	2020017634
Record Updated	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 01, 2020
Property Address	18 COLDWATER CIR, LORENA, TX 76655-3036
Document Number	0000017634
Map Reference	VOL 20 PG 867
Instrument Date	May 18, 2020
Instrument	2020017634
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 COLDWATER CIR, LORENA, TX 76655-3036

Mortgage

Document Number	0000017635
Date	Jun 01, 2020
Instrument	2020017635

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$767,610 (-16.17%) Land $88,030 Building $679,580	$767,610 (-16.17%) Land $88,030 Building $679,580
2024	$6,880.00 (+5.07%)
2023		$915,650 Land $88,030 Building $827,620	$915,650 Land $88,030 Building $827,620
2022	$6,548.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), as of June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20
Helmsco Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Verizon.

Based on FCC filings for 37 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1550008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WACO serves 146,241 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.