15 Coldwater Cir, Lorena, TX 76655 Property Records

McLennan County property record for 15 Coldwater Cir, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,066 sqft · built 1998
Lot Size	1.01 acres (44,200 sqft)
Owner	2 Individual Names on File
Last Sale	$53,800 (Dec 2016)
Tax Bill	$9,038 (2024)
Deeds & Mortgages	Apr 2019 Transfer Oct 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`30-084800-002000-4`

Property Details

APN / Parcel Number

Primary APN	`30-084800-002000-4`
Alternative APNs	`3008480000200040111` `131168`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,066 sqft Living Area
Gross Area	4,758 sqft
1st Floor Area	2,766 sqft
2nd Floor Area	1,301 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	44,200 sqft (1.01 acres)
Garage Type	Attached
Garage Area	692 sqft
Driveway	Concrete Driveway
Driveway Area	2,232 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	236 sqft
Deck Area	24 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15 COLDWATER CIR
City	LORENA
State	TX
Zip	76655-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TIMBER CREEK LOT 20 BLOCK 1 ACRES 1.0147
Legal Subdivision	TIMBER CREEK
Legal Block	1
Legal Lot Number	20
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1035
Census Tract	3712

Owner

Source: McLennan County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 COLDWATER CIR, LORENA, TX 76655-3036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 31, 2016	Loan Modification, Mortgage COMMUNITY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2016 · Amount on Record
Deed Sale	Dec 22, 2016 · Amount on Record
Prior Sale	Feb 2, 2007 · Amount on Record
Deed Document Number	201641832
Prior Transfer Date	Dec 20, 2016
Prior Transfer Doc	0000041832
Record Updated	Sep 20, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 4, 2019
Property Address	15 COLDWATER CIR, LORENA, TX 76655-3036
Document Number	0000011075
Instrument Date	Apr 3, 2019
Instrument	11075
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	308 E TEXAS AVE MART TX 766641444, MART, TX 76664-1444

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	15 COLDWATER CIR, LORENA, TX 76655-3036
Document Number	0000043961
Instrument Date	Oct 31, 2016
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 COLDWATER CIR LORENA TX 766553036, LORENA, TX 76655-3036

Mortgage

Document Number	0000043961
Date	Dec 9, 2020
Instrument	43961

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 8, 2021

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$738,020 (-15.14%) Land $91,500 Building $646,520	$738,020 (-15.14%) Land $91,500 Building $646,520
2024	$9,038.00 (+9.08%)
2023		$869,680 Land $91,500 Building $778,180	$869,680 Land $91,500 Building $778,180
2022	$8,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20
Helmsco Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Verizon.

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