Middlesex County and Billerica Town property record for 18 Cold Spring Rd, Billerica, MA 01821
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,302 sqft · built 1940 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Aug 2024) |
| Tax Bill | $5,447 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Jan 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BILL M:0078 B:0165 L:0 |
| Primary APN | BILL M:0078 B:0165 L:0 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| Gross Area | 1,414 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 18 COLD SPRING RD |
|---|---|
| City | BILLERICA |
| State | MA |
| Zip | 01821-3546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Subdivision | NUTTINGS LAKE PARK ADD PLAN F |
| Legal Block | 165 |
| Jurisdiction | BILLERICA MA |
| Township / Civil Division | BILLERICA |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 316300 |
Source: Middlesex County and Billerica Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 COLD SPRING RD, BILLERICA, MA 01821-3546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Jan 14, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Dec 13, 2018 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on Record |
| Deed Sale | Aug 29, 2024 · Amount on Record |
| Prior Sale | Dec 13, 2018 · Amount on Record |
| Deed Book / Page | 38718 / 254 |
| Prior Transfer Date | Jan 13, 2021 |
| Prior Transfer Doc | 35188-60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 18 COLD SPRING RD, BILLERICA, MA 01821-3546 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0035188-64 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 35188/64 |
| Instrument | 2309 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Jan 14, 2021 |
| Property Address | 18 COLD SPRING RD, BILLERICA, MA 01821-3546 |
| Document Number | 0035188-60 |
| Book / Page | 35188 / 60 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 2308 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 HATTIE LN, BILLERICA, MA 01821-3520 |
| Investor | Possibly a Property Investor |
| Document Number | 0035188-64 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 35188/64 |
| Instrument | 2309 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Dec 13, 2018 |
| Property Address | 18 COLD SPRING RD, BILLERICA, MA 01821-3546 |
| Document Number | 32637-289 |
| Book / Page | 32637 / 289 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 54324 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 HATTIE LN, BILLERICA, MA 01821-3520 |
| Investor | Possibly a Property Investor |
| Document Number | 54325 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 54325 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Billerica Town |
| Unified School District | Billerica School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,447.00 (+4.81%) | $469,200 (+2.65%) Land $267,600 Building $201,200 | $372,590 (-) |
| 2025 | $5,197.00 (+4.97%) | $457,100 (+4.24%) Land $255,500 Building $201,600 | $372,590 |
| 2024 | $4,951.00 (+0.86%) | $438,500 (+6.02%) Land $239,300 Building $199,200 | |
| 2023 | $4,909.00 | $413,600 Land $214,400 Building $199,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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